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$395,000

25197 CADIZ DRIVE, PUNTA GORDA, FL 33955

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,710 sq ft

Year Built

1993

Lot Size

0.50 acres

Garage

2

About This Property

Designed for relaxed Florida living, this beautifully appointed TURNKEY FURNISHED home offers refined finishes, inviting living spaces, and a private outdoor oasis overlooking tranquil lake views. Situated on TWO LOTS, this exceptional property provides added privacy, extra outdoor space, and endless opportunities to enjoy the Florida lifestyle. Inside, an open, light-filled layout showcases elegant crown molding and chair rail in the dining room and premium brushed travertine flooring with chiseled edges. Tile flooring in the bathrooms, laminate in guest rooms and carpet in Primary bedroom offers a clean, timeless look. Special touches abound like wood decorative trim around windows, upgraded ceiling fans, large cabinet pantry for the kitchen, good quality furniture and screened in front porch. The spacious living area opens through sliding glass doors to an extended, oversized covered lanai featuring a beautiful wood ceiling accent and a sound system with a catalog of 548 songs, creating an inviting atmosphere for relaxing or entertaining. The remodeled kitchen is designed for gathering and conversation, featuring QUARTZ countertops, breakfast bar, and convenient pass-through to the lanai. The owner's suite offers a private retreat with direct access to the lanai, while a separate guest wing features two generously sized bedrooms and a full bathroom, providing comfort and privacy for family and visitors. Additional features include a Ring doorbell and a security system for peace of mind. The outdoor living space is truly special! Enjoy the heated saltwater pool updated with new cables and tie-downs, surrounded by new panoramic pool screening that preserves the beautiful lake views. Take in peaceful sunrises over 214' of water, relax poolside, or entertain beneath the covered lanai. The additional standalone lot expands your outdoor possibilities, with two distinct gathering areas—one lighted for cards and games and another featuring a fire pit for enjoying happy hour and sunsets. There is plenty of room for horseshoes (brand new set is included), cornhole, croquet, bocce, and more. Major updates include a NEW ROOF (2023) and AC (2024). Hurricane protection includes roll-down and accordion-style storm shutters making it so easy to prepare. The oversized two-car garage features protective epoxy flooring (2026), a new service door, and ample shelving and storage. The riding lawn mower is included! Combining turnkey convenience, thoughtful updates, exceptional outdoor living, and the privacy of two lots, this inviting waterfront property offers a wonderful opportunity to embrace the best of Florida living. Come experience it for yourself and make it yours!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #D6149338
StatusActive
Year Built1993
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionPUNTA GORDA ISLES SEC 16
CountyCharlotte
OwnershipFee Simple
FurnishedTurnkey

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Chair Rail, Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Pull Down Stairs, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Laminate, Travertine
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room, Sink, Washer Hookup
WindowsDouble Pane Windows, Shutters
CoolingCentral Air
HeatingCentral, Electric
SecurityClosed Circuit Camera(s), Smoke Detector(s)

Exterior & Lot

ExteriorFire Pit, Hurricane Shutters, Lighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sliding Doors
Lot Size0.50 acres (21,968 sq ft)
Lot Dimensions150 x 140 x 214 x 150
Lot FeaturesCleared, Cul-De-Sac, In County, Level, Near Golf Course, Oversized Lot, Private, Street Dead-End, Unincorporated
Road SurfacePaved, Asphalt
ViewPool, Trees/Woods, Water

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite, Heated, Salt Water, Screen Enclosure

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$500 / Annually
Senior CommunityNo

Financial Details

List Price$395,000
Annual Taxes$3,214 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF3.5
Parcel #422329185014

Schools

ElementaryEast Elementary
MiddlePunta Gorda Middle
HighCharlotte High

Directions

I75 exit Jones Loop west cross US 41 Tamiami Tr becomes Burnt Store Rd continue approx 6 miles to just past Yacht Club Blvd 1st left on Zemel Rd then 2nd right on Minorca right on Cadiz. Home and extra lot on left hand side at culdesaq

Location

25197 CADIZ DRIVE, PUNTA GORDA, FL 33955

Listing Information

OfficeAGGRESSIVE REALTY
ListedOctober 30, 2026

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Home Price

$395,000

20% ($79,000)
6.75%

Loan Term

Principal & Interest$2,050
Property Tax (est.)$362
Insurance (est.)$150
Total Monthly$2,562
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $395,000 home in PUNTA GORDA.

🏛️

FHA Loan

$13,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 30, 2026.

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