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$799,000

34 S RIVERWALK DRIVE, PALM COAST, FL 32137

3D Tour
Active432 days on market

Beds

4

Baths

3

Sq Ft

2,892 sq ft

Year Built

2005

Lot Size

0.21 acres

Garage

2

About This Property

BUYER INCENTIVE: Seller is offering up to $7,990 toward allowable buyer closing costs, prepaids, discount points, or an approved interest-rate buydown with an acceptable offer, subject to contract terms, lender approval, and sufficient allowable costs. Welcome to private courtyard living in the guard-gated Riverwalk section of Palm Coast Plantation. Backing to peaceful conservation land, this custom Grandeur Homes residence offers 4 bedrooms, 3 full baths, 2,892 sq ft of living space, and select furnishings. Natural light highlights tray and coffered ceilings, crown molding, transom windows, decorative archways, and a propane fireplace. The open layout connects the main living areas to a well-appointed kitchen with stone counters, solid-wood cabinetry, a built-in oven, and propane cooktop. The spacious first-floor primary suite is complemented by two additional main-level bedrooms, while the upstairs fourth bedroom provides flexible space for guests, an office, or media room. At the heart of the home, a private walled courtyard offers a screened outdoor retreat with an outdoor kitchen, decorative lighting, and a versatile golf-entertainment area. Additional features include a tile roof, paver driveway, new landscaping, and upgraded irrigation. Palm Coast Plantation amenities include a clubhouse, community pool, fitness center, tennis, pickleball, bocce, basketball, shuffleboard, boat/RV storage, and access to a 128-acre lake with pier and gazebo—all convenient to beaches, dining, shopping, and I-95. An additional lender credit of up to $4,794 may be available when using the preferred lender, providing a maximum potential combined buyer benefit of up to $12,784 at the current asking price. One or more photo(s) was virtually staged.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #FC311097
StatusActive
Year Built2005
Stories2
Total Rooms9
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesEast
SubdivisionPALM COAST PLANTATION UN 1A
CountyFlagler
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Coffered Ceiling(s), Crown Molding, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsInsulated Windows
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()
SecurityClosed Circuit Camera(s), Gated Community

Exterior & Lot

ExteriorIrrigation System, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.21 acres (8,930 sq ft)
Lot FeaturesFlood Insurance Required, Landscaped, Level, Sidewalk, Unincorporated
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Propane, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$718 / Quarterly
Senior CommunityNo

Financial Details

List Price$799,000
Original Price$950,000
Annual Taxes$7,886 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #2711314890000000670

Directions

SR100 to Colbert Lane N, to Guard at Main Gate (150 Palm Coast Plantation Blvd) - Check in with Driver's License then proceed to 34 S Riverwalk Dr

Location

34 S RIVERWALK DRIVE, PALM COAST, FL 32137

Listing Information

OfficeBETTER HMS & GARDENS RE SYNERG
ListedJuly 10, 2025

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Home Price

$799,000

20% ($159,800)
6.75%

Loan Term

Principal & Interest$4,146
Property Tax (est.)$732
Insurance (est.)$150
Total Monthly$5,028
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How to Buy This Home

Multiple financing options available for this $799,000 home in PALM COAST.

🏛️

FHA Loan

$27,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$39,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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