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$245,500

2140 W LANIER STREET, LAKELAND, FL 33815

3D Tour
Active151 days on market

Beds

3

Baths

2

Sq Ft

1,450 sq ft

Year Built

2026

Lot Size

0.20 acres

Garage

—

About This Property

Under Construction. A New Beginning Starts Here – Affordable New Construction 2140 Lanier St W offers an opportunity for qualified buyers to step into homeownership through an affordable housing program. Built with care and intention, this home provides modern comfort while supporting accessible living opportunities within the community. Schedule your appointment to view it new construction 3 bedroom with flex room and two bath. Drawings are a rendition draft and may not be to exact final property upon completion. Buyer eligibility requirements may apply—please verify prior to scheduling. Showings by appointment via ShowingTime. Kindly respect the home and secure all doors upon exit. Buyer must be owner-occupant (no investors) Income limits apply Lender approval required for program compliance Down payment assistance may be available

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #FC317031
StatusActive
Year Built2026
Total Rooms8
ConstructionWood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionOAKS ADD
CountyPolk
OwnershipLeasehold
New ConstructionYes

Interior Features

InteriorCeiling Fan(s), Other, Walk-In Closet(s)
FlooringOther
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.20 acres (8,699 sq ft)
Lot Dimensions60 x 145
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesSewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$245,500
ZoningR-3
Parcel #232822094000002100

Directions

FROM THE NORTH (Coming from I-4 West / Orlando / Daytona) Take I-4 West Exit at Exit 28 – Memorial Blvd (FL-546) Turn LEFT onto Memorial Blvd (FL-546 West) Continue approx. 2–3 miles Turn LEFT onto Wabash Ave Turn RIGHT onto W 10th St "Use GPS for most accurate routing” “New construction – may not map correctly on older GPS systems” Turn LEFT onto Lanier St W Property will be on your LEFT ?? Memorial Blvd (SR 546) connects directly from I-4 into Lakeland and is a main access route FROM THE SOUTH (Coming from Bartow / South Lakeland) Take US-98 North (or Polk Pkwy ? US-98) Turn LEFT onto W Memorial Blvd (FL-546 West) Turn LEFT onto Wabash Ave Turn RIGHT onto W 10th St Turn LEFT onto Lanier St W Property will be on your LEFT

Location

2140 W LANIER STREET, LAKELAND, FL 33815

Listing Information

OfficeAPPROVED PATRIOT REALTY LLC
ListedMarch 22, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$245,500

20% ($49,100)
6.75%

Loan Term

Principal & Interest$1,274
Property Tax (est.)$225
Insurance (est.)$150
Total Monthly$1,649
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How to Buy This Home

Multiple financing options available for this $245,500 home in LAKELAND.

🏛️

FHA Loan

$8,593 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,275 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 17, 2026.

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