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$449,000

41 ZEPHYR LILY TRAIL, PALM COAST, FL 32164

3D Tour
Active56 days on market

Beds

4

Baths

2

Sq Ft

2,096 sq ft

Year Built

2005

Lot Size

0.23 acres

Garage

2

About This Property

Virtually Staged. **HUGE $20K PRICE IMPROVEMENT! SELLER IS MOTIVATED — BRING ALL OFFERS!** Look at that Pool! One of the most stunning resort-style pools on the market, this spectacular saltwater oasis is truly one-of-a-kind and an absolute showstopper! Step inside this beautifully updated 4-bedroom, 2-bath split floor plan, offering the perfect balance of privacy and open-concept living. Gorgeous tile flooring flows throughout the main living areas, complemented by stylish modern lighting, fresh interior paint, and brand-new waterproof luxury vinyl plank flooring in every bedroom. The updated kitchen is both elegant and functional, showcasing freshly painted cabinetry, a large spacious center island with beautiful white granite countertops, and convenient pull-out drawers for added storage. The spacious primary suite offers a true retreat with dual walk-in closets and a luxurious ensuite bath featuring dual vanities, a custom walk-in shower, and a relaxing soaking tub. Outside, the resort-style experience continues. This impressive 7-8 foot-deep, oversized saltwater pool is truly the centerpiece of your own private, fully fenced oasis. Featuring built-in lounging areas and an expansive freshly coated pool deck, this custom-designed retreat creates a backyard experience unlike any other. Whether hosting family gatherings, weekend barbecues, or simply relaxing poolside, you'll feel like you're on vacation in your own private paradise. Additional highlights include a 2021 roof, a 2019 HVAC system, a custom saltwater pool installed in 2017, rear gutters, hurricane shutters, a pool pump that is only four years old, hardwired for security system, and a dedicated 240-volt electrical connection prewired for the future installation of a sauna, hot tub, or spa. Recent 2026 updates include fresh interior paint, new toilet seat in primary, a new front door, new garage door opener with exterior keypad, all new smoke detectors, all new outdoor outlets, new mailbox, refreshed landscaping, exterior light fixtures and window screens, new microwave, fresh cool deck paint, and all new waterproof lvp flooring in bedrooms. Combining beautifully updated interiors with exceptional outdoor living, this extraordinary property offers the feel of a luxury resort every day. Don't miss your opportunity to own this incredible home, schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #FC319425
StatusActive
Year Built2005
Stories1
Total Rooms3
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionPALM COAST SEC 63
CountyFlagler
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Solid Surface Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryInside, Laundry Closet
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorHurricane Shutters, Rain Gutters
FencingVinyl
Lot Size0.23 acres (10,000 sq ft)
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolYes
Pool FeaturesDeck, In Ground, Salt Water

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$449,000
Original Price$469,000
Annual Taxes$3,197 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningSFR-3
Parcel #0711317063006100170

Directions

From SR-100 go south onto Belle Terre Pkwy, Right onto Zebulahs Trail, Right onto Zephyr Lily Trail, end at 41.

Location

41 ZEPHYR LILY TRAIL, PALM COAST, FL 32164

Listing Information

OfficeREALTY EXCHANGE, LLC
ListedJuly 20, 2026

Schedule a Tour

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$449,000

20% ($89,800)
6.75%

Loan Term

Principal & Interest$2,330
Property Tax (est.)$412
Insurance (est.)$150
Total Monthly$2,891
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How to Buy This Home

Multiple financing options available for this $449,000 home in PALM COAST.

🏛️

FHA Loan

$15,715 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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