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$649,000

107 LINDSAY DRIVE, PALM COAST, FL 32137

3D Tour
Active46 days on market

Beds

4

Baths

3

Sq Ft

2,964 sq ft

Year Built

1994

Lot Size

0.45 acres

Garage

2

About This Property

Welcome to your dream home! This beautifully renovated 4-bedroom, 3-bathroom pool home offers the perfect blend of luxury, comfort, and functionality. From the moment you step through the front door, you'll appreciate the elegant dining room and formal living room, where sliding glass doors frame a stunning view of the sparkling pool and screened lanai. Designed for both everyday living and entertaining, the spacious great room seamlessly flows into the open-concept kitchen. A striking floor-to-ceiling stone accent wall with an electric fireplace creates a warm focal point, while the beautifully updated kitchen features quartz countertops, an oversized center island with additional seating, and an abundance of cabinetry. Just off the kitchen, the sunny breakfast nook overlooks the lanai and pool, making every morning feel like a retreat. The spacious owner's suite is a private sanctuary featuring soaring vaulted ceilings, a beautiful bay window overlooking the pool, and a generous walk-in closet. The luxurious en-suite bath offers dual vanities, a stunning walk-in shower, and a freestanding soaking tub, creating the perfect spa-like escape. Three additional bedrooms provide plenty of flexibility, with the fourth bedroom currently serving as a den/home office. The home also offers two additional full bathrooms, including one with a tub/shower combination and a convenient pool bath with direct access to the lanai. Step outside to your own private backyard oasis. The expansive screened lanai features a sparkling swimming pool, heated spa, and a large covered seating area that's ideal for relaxing or entertaining year-round. An oversized side yard provides additional outdoor space for recreation, gardening, or simply enjoying the extra privacy. With its thoughtful renovation, desirable split floor plan, beautiful indoor-outdoor living spaces, and exceptional attention to detail throughout, this move-in-ready home is one you won't want to miss.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #FC320287
StatusActive
Year Built1994
Stories1
Total Rooms5
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionMATANZAS LAKES
CountyFlagler
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Sliding Doors
Lot Size0.45 acres (19,558 sq ft)
Lot FeaturesCorner Lot
Road SurfacePaved
ViewTrees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$649,000
Original Price$735,000
Annual Taxes$6,827 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningSFR-3
Parcel #0711317037007800110

Directions

Palm Coast Parkway to Belle Terre, turn right, left on Matanzas Woods Pkwy., right on Laramie Dr., right on Linnett Way, left on Lindsay.

Location

107 LINDSAY DRIVE, PALM COAST, FL 32137

Listing Information

OfficeTRADEMARK REALTY GROUP LLC
ListedJuly 29, 2026

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Home Price

$649,000

20% ($129,800)
6.75%

Loan Term

Principal & Interest$3,368
Property Tax (est.)$595
Insurance (est.)$150
Total Monthly$4,112
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How to Buy This Home

Multiple financing options available for this $649,000 home in PALM COAST.

🏛️

FHA Loan

$22,715 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.

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