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$285,000

195 RAILROAD AVENUE, OSTEEN, FL 32764

Active1 days on market

Beds

4

Baths

4

Sq Ft

3,840 sq ft

Year Built

1901

Lot Size

0.39 acres

Garage

About This Property

AN AMAZING OPPORTUNITY FOR SOMEONE WITH VISION!!! Unleash your imagination with this incredibly unique, historic property situated on a sprawling 0.39-acre double lot in the heart of Osteen. Built in 1901 and brimming with old-world charm, this mixed-use compound (Zoned 01B4) is the ultimate blank canvas for an investor, entrepreneur, or creative owner. The massive, approximately 4,800 sq. ft. 3-story main building features a spectacular, wide-open floorplan on the ground level—providing an incredible footprint for your business or community concepts. Upstairs, you'll find charming loft bedrooms and ample storage space to suit your residential or office needs.The value doesn't stop at the main building! This parcel is a true compound, featuring a complete 2nd house on the property that is perfect for generating immediate rental income, hosting guests, or serving as a caretaker's residence. Multiple storage sheds surround the perimeter, making this a dream setup for housing equipment, excess inventory, or creating dedicated workshop spaces.With its classic frame construction, durable metal roof, and incredible footprint, the possibilities here are truly limitless. Transform this expansive space into a lively dancehall, a community church, a unique general store, a quaint bed & breakfast, or capitalize on individual rental rooms. Only your imagination limits you. Properties with this much square footage, flexibility, and character rarely hit the market. Bring your vision and make this Osteen landmark your very own!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #FC321392
StatusActive
Year Built1901
Stories1
Total Rooms4
ConstructionOther
RoofMetal
FoundationPillar/Post/Pier
FacesNorth
SubdivisionOSTEEN
CountyVolusia
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Dry Bar, Open Floorplan
FlooringVinyl, Hardwood
AppliancesElectric Water Heater, Range, Refrigerator
LaundryLaundry Room
CoolingOther
HeatingOther

Exterior & Lot

ExteriorCourtyard, Fire Pit
Lot Size0.39 acres (17,010 sq ft)
Lot Dimensions126 x 135
Road SurfaceAsphalt
0

Utilities

WaterPrivate, Well
SewerPrivate Sewer, Septic Tank
UtilitiesCable Available, Electricity Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$285,000
Annual Taxes$854 (2025)
Zoning01B4
Parcel #921806020010

Directions

Head west out of Daytona Beach (typically via US-92 W / W International Speedway Blvd). Turn left (south) onto N Tomoka Farms Rd (County Road 415). Continue straight as it turns into State Route 415 S. Follow SR-415 S for about 20 miles into Osteen. In Osteen, you will turn off SR-415 to reach Railroad Ave.

Location

195 RAILROAD AVENUE, OSTEEN, FL 32764

Listing Information

OfficeWORTH CLARK REALTY
ListedSeptember 14, 2026

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Home Price

$285,000

20% ($57,000)
6.75%

Loan Term

Principal & Interest$1,479
Property Tax (est.)$261
Insurance (est.)$150
Total Monthly$1,890
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How to Buy This Home

Multiple financing options available for this $285,000 home in OSTEEN.

🏛️

FHA Loan

$9,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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