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$499,900

2229 S PENINSULA DRIVE, DAYTONA BEACH, FL 32118

Active0 days on market

Beds

4

Baths

3

Sq Ft

2,266 sq ft

Year Built

1956

Lot Size

0.38 acres

Garage

2

About This Property

Welcome to this beautiful high-and-dry beachside gem. Built in 1956, this solid-block, well maintained, home offers the charm and character of its era combined with numerous modern updates. Situated less than half a mile from the World's Most Famous Beach, the home features beautiful original wood floors, a welcoming fireplace with a new chimney lining, and a well-appointed kitchen with granite countertops and stainless-steel appliances. Storm shutters on all windows provide added protection. Enjoy ocean breezes and outdoor living on the patio beneath the Sunsetter retractable awning, overlooking the lush fenced backyard. Recent exterior improvements include a new interlocking retaining wall, an irrigation pump, and a deep well. Additional updates include new plumbing, newer A/C systems installed in 2022 and 2025, and Leaf Guard gutters with a transferable warranty. With its solid-block construction, classic character, well maintained with numerous updates, and coveted beachside setting, this home offers a wonderful opportunity to enjoy the Daytona Beach lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #FC321451
StatusActive
Year Built1956
Total Rooms8
ConstructionConcrete
RoofShingle
FoundationBlock
FacesSouth
SubdivisionWHITE 02
CountyVolusia
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Stone Counters, Thermostat
FlooringCarpet, Hardwood
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup
WindowsShutters
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Sidewalk, Storage
FencingFenced
Other StructuresShed(s)
Lot Size0.38 acres (16,430 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$499,900
Annual Taxes$5,299 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #532104000010

Directions

ISB east to S Peninsula Dr, head south to property

Location

2229 S PENINSULA DRIVE, DAYTONA BEACH, FL 32118

Listing Information

OfficeADAMS, CAMERON & CO., REALTORS
ListedSeptember 15, 2026

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Home Price

$499,900

20% ($99,980)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,202
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How to Buy This Home

Multiple financing options available for this $499,900 home in DAYTONA BEACH.

🏛️

FHA Loan

$17,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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