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$750,000

8 RIVER OAKS WAY, PALM COAST, FL 32137

3D Tour
Active46 days on market

Beds

4

Baths

2

Sq Ft

2,095 sq ft

Year Built

2005

Lot Size

0.32 acres

Garage

2

About This Property

Secluded Gated Community in The Hammock, situated between the Atlantic Ocean and the Intracoastal Waterway- YOU have found your DREAM HOME on this slice of barrier island paradise! Prepare to be enchanted by the lush low maintenance tropical landscaping surrounding this stunning saltwater pool and spa, with Pebble Tec upgraded finish. Has a new 2025 All Seasons electric heater and cooling system for the pool and the Spa is heated quickly with propane gas as needed. The fully screen enclosed oversized paver lanai is the ideal space for gatherings and so much more! This stunning outdoor retreat was added in 2018! This 4 bedroom / 2 bath home, boasts an open & inviting bright, split floor plan with beautiful luxury vinyl plank flooring and volume ceilings. The updated kitchen is equipped with Stainless Steel appliances, Granite Countertops completed with new cabinet hardware, in 2023. The open living room has a full wall of sliders that allows the morning light to pour in. There is a digital smart Thermostat, light switches, garage door opener that are digitally programmed with your phone and of course the digital ring door camera. The primary bedroom area is spacious enough to add a work out area or even an office; two walk-in closets have the organization of custom cabinet built-ins. The ensuite has double vanity w/granite tops, under-mounted sinks, comfort height commode, with a separate glass enclosed shower and a soaker tub! The owners have lavished this home with tender loving care, ensuring it is nothing short of fabulous. Underground Utilities, Street Lights; plus upgrades include Architectural Roof 2018. HVAC Motor / Module Controller new in 2022, Generac House Generator(NOT Connected), New Septic 2018, and Interior / Exterior Freshly Painted In 2020, 50 Gal Hot Water Heater-2022. Low Maintenance Tropical Landscaping 2021, includes drip irrigation and irrigation well for sprinklers with a wifi enabled controller! This incredible home is perfectly situated in the heart of an intracoastal waterway community, just minutes away from the beach, boating, grocery shopping, hospitals and restaurants

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #FC321509
StatusActive
Year Built2005
Total Rooms3
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionRIVER OAKS HAMMOCK
CountyFlagler
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Solid Surface Counters, Split Bedroom
FlooringLuxury Vinyl
AppliancesCooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sliding Doors
Lot Size0.32 acres (13,706 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Salt Water
SpaHeated

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Propane, Public, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$150 / Quarterly
Senior CommunityNo

Financial Details

List Price$750,000
Original Price$799,900
Annual Taxes$7,434 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1B
Parcel #4010315320000000200

Directions

I-95 To Palm Coast Parkway, Head East on Palm Coast Parkway. Go over the Toll Bridge ($3.00) left at stop sign, right onto A1A/Ocean Shore Blvd. Go North 1 mile, turn left at RIVER OAKS WAY, Gated Community.

Location

8 RIVER OAKS WAY, PALM COAST, FL 32137

Listing Information

OfficeREALTY EXECUTIVES OCEANSIDE
ListedSeptember 18, 2026

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Home Price

$750,000

20% ($150,000)
6.75%

Loan Term

Principal & Interest$3,892
Property Tax (est.)$688
Insurance (est.)$150
Total Monthly$4,729
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How to Buy This Home

Multiple financing options available for this $750,000 home in PALM COAST.

🏛️

FHA Loan

$26,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$37,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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