Skip to main content
1 / 53

$359,000

38 E DIAMOND DRIVE, PALM COAST, FL 32164

3D Tour
Active40 days on market

Beds

3

Baths

2

Sq Ft

1,433 sq ft

Year Built

1988

Lot Size

0.23 acres

Garage

2

About This Property

Virtually Staged. Updated cinder block POOL home in Palm Coast with no HOA. Features new luxury vinyl plank flooring and fresh interior paint throughout. The open-concept kitchen includes a breakfast bar overlooking the living area. The primary bedroom offers a large walk-in closet, ceiling fan, and private access to the screened lanai and pool. Bathrooms feature high ceilings and skylights. The screened pool is approximately 7 feet deep, and the large pool patio provides space for a BBQ and outdoor seating. The property also includes a spacious, fully fenced backyard with a producing lemon tree. Roof replaced in 2022, water heater in 2019, HVAC in 2016, and newer vinyl fence. No HOA, NO CDDs and NO rental restrictions! LOCATION! LOCATION! Enjoy exceptional convenience with Publix, Target, TJ Maxx, Palm Coast Landing, restaurants, shopping, and Epic Theatres just minutes away. Seminole Woods Park, schools, the library, walking and biking trails, pharmacies, and medical facilities are also nearby. AdventHealth Palm Coast is approximately six minutes away, I-95 is easily accessible, and Flagler Beach is only about 10–15 minutes from the home. Palm Coast is a paradise for outdoor enthusiasts, where you can enjoy over 19 miles of uncrowded coastline, 125 miles of hiking and biking trails, 15+beautiful parks, world-class golfing and tennis facilities, as well as excellent fishing and boating opportunities. With your own private pool and everything Palm Coast has to offer within easy reach, this could be the home you have been waiting for.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #FC321514
StatusActive
Year Built1988
Stories1
Total Rooms9
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionCYPRESS KNOLL
CountyFlagler
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Disposal, Dryer, Range, Refrigerator, Washer
LaundryInside
WindowsAluminum Frames
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorSliding Doors
Lot Size0.23 acres (10,019 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$359,000
Original Price$369,000
Annual Taxes$4,326 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningSFR-2
Parcel #0711317034003400040

Directions

From I-95, take Exit 284 toward SR 100 and travel west. Turn right onto Belle Terre Parkway, left onto Eastwood Drive, then right onto E. Diamond Drive.

Location

38 E DIAMOND DRIVE, PALM COAST, FL 32164

Listing Information

OfficeFLORIDA HOMES REALTY & MORTGAGE
ListedSeptember 24, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$359,000

20% ($71,800)
6.75%

Loan Term

Principal & Interest$1,863
Property Tax (est.)$329
Insurance (est.)$150
Total Monthly$2,342
Full Calculator →

How to Buy This Home

Multiple financing options available for this $359,000 home in PALM COAST.

🏛️

FHA Loan

$12,565 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

Call (813) 733-7907TextContact