Open House
Wednesday, November 4 · 12:00 PM2:00 PM
$265,000
28 OCEAN PALM VILLA N, FLAGLER BEACH, FL 32136
Beds
2
Baths
2
Sq Ft
1,184 sq ft
Year Built
2011
Lot Size
0.02 acres
Garage
1
About This Property
YOUR FLORIDA COASTAL DREAM AWAITS—BETWEEN THE ATLANTIC OCEAN & INTRACOASTAL WATERWAY! GOLF-CART-FRIENDLY, DOG-FRIENDLY & MOVE-IN READY! Ready to trade cold winters, snow, and everyday stress for sunshine, ocean breezes, and the relaxed Florida lifestyle you've been dreaming of? Welcome to 28 N Ocean Palm Villa, a beautifully updated two-story townhome nestled in desirable Flagler Beach, where coastal charm, comfort, and convenience come together in one exceptional location! Perfectly positioned between the Atlantic Ocean and the Intracoastal Waterway, this inviting home offers the ideal opportunity for out-of-state buyers seeking a full-time Florida residence, seasonal escape, or vacation getaway. Enjoy the best of coastal living while surrounded by the natural beauty and laid-back atmosphere that make Flagler Beach such a special place to call home. Step inside and discover tasteful updates throughout, including luxury vinyl flooring, beautifully updated cabinetry, granite countertops, and newer appliances. The comfortable, inviting floor plan provides wonderful spaces for everyday living and entertaining, while the enclosed sunroom offers the perfect retreat for morning coffee, relaxing with a good book, or simply enjoying the peaceful Florida surroundings. Upstairs, the spacious primary bedroom provides a private sanctuary and opens onto a large deck overlooking the golf course and tranquil pond. Imagine beginning your mornings with coffee and beautiful views, then unwinding in the evening as you enjoy the gentle coastal breezes and serene surroundings. LOVE THE OUTDOORS? YOU'LL LOVE THIS LOCATION! Enjoy fishing just steps away, spend sunny afternoons lounging beside the beautiful community pool, or take your four-legged family members out to enjoy the dog-friendly community. With the ocean and Intracoastal nearby, outdoor recreation and relaxation are always within reach. One of the most special features of this community is its golf-cart-friendly lifestyle! Hop in your golf cart and cruise into town for dinner, meet friends for drinks, browse local shops, or enjoy live music and community events. Leave the car at home and experience the easygoing coastal lifestyle that makes Flagler Beach so desirable. SELLER INCENTIVE! The sellers are offering a Fixed-Rate Buy-Down through their loan officer, providing qualified buyers an opportunity to potentially lower their monthly mortgage payment and make owning your Florida dream even more affordable. Whether you're relocating from out of state, searching for the perfect winter retreat, planning your retirement, or looking for an investment property, 28 N Ocean Palm Villa delivers an exceptional combination of thoughtful updates, golf-course and pond views, outdoor recreation, and an unbeatable coastal location. Imagine spending your days enjoying the beach, fishing, swimming, and exploring the community, then grabbing your dog, hopping on your golf cart, and riding into town for dinner and live music. WHY WAIT FOR YOUR FLORIDA DREAM? Discover the relaxed coastal lifestyle you've been searching for and make 28 N Ocean Palm Villa your own! All information is intended to be accurate but cannot be guaranteed.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
A1A to Clubhouse House Dr. Left onto S Central Ave. Right onto Ocean Palm Villa. Property located on right side
Location
28 OCEAN PALM VILLA N, FLAGLER BEACH, FL 32136
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$265,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $265,000 home in FLAGLER BEACH.
🏛️
FHA Loan
$9,275 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$13,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.