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$527,900

20 RAINSTONE LANE, PALM COAST, FL 32164

3D Tour
Active1 days on market

Beds

8

Baths

4

Sq Ft

3,049 sq ft

Year Built

2022

Lot Size

0.23 acres

Garage

2

About This Property

A spacious, modern 4-bedroom, 2-bathroom duplex unit built in 2022 that offers the privacy and size of a single-family house with the convenience of low-maintenance living. Boasting 1,535 square feet of fully air-conditioned living space, this well-maintained, one-story unit features a seamless open floor plan, an attached 2-car garage, and solid surface finishes.

Property Overview

Property TypeResidential Income
Sub TypeDuplex
MLS #FC322415
StatusActive
Year Built2022
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
SubdivisionPALM COAST SEC 30
CountyFlagler
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorOther
Lot Size0.23 acres (10,019 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPEP-Holding Tank
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$527,900
Annual Taxes$8,093 (2025)
ZoningDPX
Parcel #0711317030002300110

Directions

Belle Terre Pkwy toward Royal Palms Pkwy. Turn left onto Royal Palms Pkwy. Turn right onto Rymfire Drive. Turn left onto Ravenwood Drive. Turn right onto Rainstone Lane.

Location

20 RAINSTONE LANE, PALM COAST, FL 32164

Listing Information

OfficePALM COAST REAL ESTATE COMPANY
ListedOctober 30, 2026

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Home Price

$527,900

20% ($105,580)
6.75%

Loan Term

Principal & Interest$2,739
Property Tax (est.)$484
Insurance (est.)$150
Total Monthly$3,373
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How to Buy This Home

Multiple financing options available for this $527,900 home in PALM COAST.

🏛️

FHA Loan

$18,477 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,395 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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