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$675,000

60 SURFVIEW DRIVE UNIT 304, PALM COAST, FL 32137

Active2 days on market

Beds

3

Baths

3

Sq Ft

1,640 sq ft

Year Built

2004

Lot Size

0.57 acres

Garage

0

About This Property

COME EXPERIENCE THE ULTIMATE IN OCEANFRONT LIVING! Whether you are in search of a fulltime coastal lifestyle or looking to secure a premier investment property with a strong and proven rental history, this is it. Upgraded and meticulously maintained this residence has the perfect blend of both seaside relaxation and exceptional income potential. This property has 3 bedrooms and 2 1/2 baths along with a generously sized open concept kitchen, dinning and living area complimented by a stunning direct ocean view. Surf Club III, offers resort-style amenities including, 3 sparkling pools, gym, walking/nature trails, private beach walkovers, Intracoastal fishing pier with cleaning stations and covered gathering area, kayak storage, and multiple club houses for residents and guests to enjoy. This one won't last long so schedule your showing today! Rental history and recent guest reviews available. Please note, property will be unavailable to show Nov. 7-14, 2026.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #FC322493
StatusActive
Year Built2004
Stories8
Total Rooms9
ConstructionBlock, Concrete, Stucco
RoofOther
FoundationBlock, Slab
FacesEast
SubdivisionSURF CLUB III CONDO
CountyFlagler
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringBrick/Stone, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsShutters
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Fire Pit, Irrigation System, Lighting, Outdoor Grill, Sliding Doors, Smart Lock(s), Tennis Court(s)
Lot Size0.57 acres (24,713 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesBeach, Gulf/Ocean

Utilities

WaterPublic
SewerPrivate Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$197 / Quarterly
Senior CommunityNo

Financial Details

List Price$675,000
Annual Taxes$6,649 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #3710313731000303040

Directions

East on Palm Coast Pkwy to Hammock Dunes Bridge. Continue east over bridge to A1A. Drive south on A1A approx 6 miles. Surf Club III will be on your right side.

Location

60 SURFVIEW DRIVE UNIT 304, PALM COAST, FL 32137

Listing Information

OfficeFULL SAIL REALTY AND MANAGEMENT
ListedNovember 1, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$675,000

20% ($135,000)
6.75%

Loan Term

Principal & Interest$3,502
Property Tax (est.)$619
Insurance (est.)$150
Total Monthly$4,271
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How to Buy This Home

Multiple financing options available for this $675,000 home in PALM COAST.

🏛️

FHA Loan

$23,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$33,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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