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$398,000

130 LINDSAY DRIVE, PALM COAST, FL 32137

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,874 sq ft

Year Built

2004

Lot Size

0.23 acres

Garage

0

About This Property

Beautifully built Howell home featuring all the upgrades, need to sharpen your putting skills before your next tee time? Challenge yourself on your own private five-hole putting green, right in your backyard! It's the perfect place to practice your short game while enjoying the Florida lifestyle. Upon entering, you'll immediately appreciate the thoughtful design, quality craftsmanship, and attention to detail throughout. Plantation shutters add timeless elegance, while tile and engineered hardwood flooring flow throughout the home. No carpet anywhere! The spacious primary bedroom suite offers a cozy sitting area, perfect for curling up with a good book or simply unwinding at the end of the day. The luxurious ensuite bath feels like your own private spa, featuring a relaxing soaking tub, a separate shower with a refreshing rain showerhead, granite countertops, and dual sinks. The well-appointed kitchen overlooks the beautifully landscaped backyard, bringing the outdoors into view while you cook and entertain. Granite countertops, rich wood cabinetry, and a stylish stone tile backsplash create a warm and inviting space that combines beauty and functionality. Enjoy the beauty of every season from the comfort of the tinted, glass-enclosed lanai (no heat/air). It's the perfect spot to relax on rainy days while overlooking the expansive pavered patio with a SunSetter awning, beautifully landscaped and fenced backyard. On those cool evenings, gather around the wood-burning fire pit, enjoy your favorite music, sip a cocktail, and take in the peaceful outdoor setting. It's the perfect backdrop for entertaining friends or simply enjoying a relaxing evening at home. A perfect blend of comfort, style, and everyday luxury! Roof 2021, A/C 2021. Hot Water Heater 2021.Irrigation on well. In wall pest tube system.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #FC322503
StatusActive
Year Built2004
Stories1
Total Rooms12
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionMATANZAS WOODS
CountyFlagler
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, High Ceilings, In Wall Pest System, Primary Bedroom Main Floor, Pull Down Stairs, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
FlooringEngineered Hardwood, Tile
AppliancesDishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
LaundryInside, Laundry Room
WindowsShutters
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
SecuritySecurity System

Exterior & Lot

ExteriorAwning(s), Fire Pit, Hurricane Shutters, Irrigation System, Private Mailbox, Private Yard, Rain Gutters, Sliding Doors
FencingVinyl
Lot Size0.23 acres (10,000 sq ft)
Lot Dimensions80 x 125
Lot FeaturesCity Lot, In County, Landscaped
Road SurfacePaved
0

Utilities

WaterPublic
SewerPEP-Holding Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Well

Parking

GarageYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$398,000
Annual Taxes$2,691 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningSFR-3
Parcel #0711317037007400230

Directions

Belle Terre Parkway North to right onto Matanzas Woods Parkway to left onto Laramie Drive to right onto Linnet Way to left onto to Lindsay Drive to #130 on the left.

Location

130 LINDSAY DRIVE, PALM COAST, FL 32137

Listing Information

OfficeREALTY EXECUTIVES OCEANSIDE
ListedNovember 2, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$398,000

20% ($79,600)
6.75%

Loan Term

Principal & Interest$2,065
Property Tax (est.)$365
Insurance (est.)$150
Total Monthly$2,580
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How to Buy This Home

Multiple financing options available for this $398,000 home in PALM COAST.

🏛️

FHA Loan

$13,930 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,900 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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