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$439,000

6806 S HOLLY OAK POINT, HOMOSASSA, FL 34448

3D Tour
Active507 days on market

Beds

3

Baths

2

Sq Ft

1,322 sq ft

Year Built

1980

Lot Size

0.17 acres

Garage

1

About This Property

PRICE IMPROVEMENT — NOW OFFERED AT $449,000! Beautifully and extensively renovated 3-bedroom, 2-bath waterfront home on Mason Creek in Homosassa! Enjoy canal frontage with convenient access to some of Florida’s best backwater fishing, scalloping, boating, and wildlife viewing. This extensively updated home features luxury vinyl plank flooring throughout, a brand-new on-demand hot water heater, and new ceiling fans with recessed lighting in every room. The gorgeous kitchen features new soft-close cabinetry, quartz countertops, stainless steel appliances, a pot-filler faucet over the range, and an island perfect for entertaining. The primary suite offers a beautifully renovated en-suite bath with a new tiled shower, vanity, and modern lighting. Relax on the lanai while enjoying peaceful waterfront views and the opportunity to watch otters and manatees right from your backyard. The owner has also recently refreshed, replaced and stained the wood on the dock. Located in a golf cart-friendly community, you'll be close to local attractions and waterfront dining with views of Monkey Island. With no HOA restrictions and short-term rental approval, this property offers exceptional flexibility as a full-time residence, vacation retreat, or investment opportunity. Now priced at $449,000 — a $25,900 price improvement! Don't miss this opportunity to own a beautifully renovated waterfront home in the heart of Homosassa. Schedule your private showing today! All information recorded in the MLS is intended to be accurate but should be independently verified by the buyer and their agent.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5097083
StatusActive
Year Built1980
Total Rooms7
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHOMOSASSA HIDEAWAY UNIT 01
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Range, Range Hood, Tankless Water Heater
LaundryIn Garage
WindowsBlinds
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecurityFire Alarm, Smoke Detector(s)

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size0.17 acres (7,393 sq ft)
Road SurfaceConcrete
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal Front, Creek, Gulf/Ocean, Gulf/Ocean to Bay

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$439,000
Original Price$498,000
Annual Taxes$27 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningCLR
Parcel #17E20S080020000000340

Schools

ElementaryHomosassa Elementary School
MiddleCrystal River Middle School
HighCrystal River High School

Directions

from hwy 19 in Homosassa take West Halls River Road turn left onto W Fishbowl Drive then left onto Mason Creek Road. Turn left onto W Cedar Gate Road go 2 blocks and turn right onto S Holly Oak Point. 2nd house on the right.

Location

6806 S HOLLY OAK POINT, HOMOSASSA, FL 34448

Listing Information

OfficeHARRISON REAL PROPERTY GROUP
ListedMay 17, 2025

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Home Price

$439,000

20% ($87,800)
6.75%

Loan Term

Principal & Interest$2,278
Property Tax (est.)$402
Insurance (est.)$150
Total Monthly$2,830
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $439,000 home in HOMOSASSA.

🏛️

FHA Loan

$15,365 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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