1 / 16

$210,000

1581 OAKVIEW CIRCLE SE, WINTER HAVEN, FL 33880

3D Tour

Active142 days on market

Beds

Baths

Sq Ft

1,220 sq ft

Year Built

1996

Lot Size

0.08 acres

Garage

About This Property

Move-in ready with a NEW ROOF (2024), updated major systems, and brand-new kitchen appliances, this beautifully maintained villa offers the low-maintenance Florida lifestyle you've been waiting for. Located in the desirable 55+ Oakview community of Winter Haven, this thoughtfully updated 2-bedroom, 2-bath home has been strategically repositioned to reflect today's market, creating an exceptional opportunity for buyers seeking comfort, value, and peace of mind. Inside, you'll find 1,220 square feet of well-designed living space featuring an open and inviting floor plan, spacious bedrooms with walk-in closets, and abundant natural light throughout. The screened lanai provides the perfect place to enjoy your morning coffee, relax with a good book, or entertain friends while taking advantage of Florida's year-round sunshine. The kitchen has been refreshed with brand-new stainless steel appliances, making this home truly move-in ready with no immediate projects to tackle. Additional major improvements, including the 2019 HVAC system, allow you to focus on enjoying your new home instead of worrying about costly updates. A unique feature of this villa is the screened garage door system, creating a versatile space that allows fresh air to circulate while expanding the way you can enjoy your garage—an added benefit that Florida homeowners truly appreciate. Whether you're looking to downsize, retire, or simply enjoy a lock-and-leave lifestyle, Oakview offers the convenience of low-maintenance living with the HOA providing lawn care and exterior maintenance, giving you more time to enjoy everything Central Florida has to offer. Now competitively positioned in today's market, this home represents one of the best values currently available in Oakview. Opportunities like this don't come along often—schedule your private showing today and experience the comfort, convenience, and lifestyle this exceptional villa has to offer.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #G5108372

StatusActive

Year Built1996

Stories1

Total Rooms5

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesNorth

SubdivisionOAKVIEW

CountyPolk

OwnershipFee Simple

FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)

FlooringLaminate, Tile

AppliancesDishwasher, Disposal, Exhaust Fan, Gas Water Heater, Range, Refrigerator

LaundryIn Garage

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sidewalk

Lot Size0.08 acres (3,694 sq ft)

Lot Dimensions30 x 123

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes

HOA Fee$180 / Monthly

Senior CommunityYes

Financial Details

List Price$210,000

Original Price$219,900

Annual Taxes$923 (2025)

FinancingCash, Conventional, FHA, VA Loan

Parcel #262833658216000390

Directions

From Cypress Gardens Blvd SE, turn onto Cypress Gardens Road SE. Turn right onto Oakview Drive SE into the Oakview community. Continue straight and turn left onto Oakview Circle SE. Follow the circle — 1581 Oakview Circle SE will be on your right.

Location

1581 OAKVIEW CIRCLE SE, WINTER HAVEN, FL 33880

Listing Information

OfficeLPT REALTY, LLC

ListedFebruary 20, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$210,000

Down Payment20% ($42,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,090

Property Tax (est.)$193

Insurance (est.)$150

Total Monthly$1,432

Full Calculator →

How to Buy This Home

Multiple financing options available for this $210,000 home in WINTER HAVEN.

🏛️

FHA Loan

$7,350 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

More Homes in Winter Haven

All Homes

Browse listings

Pool Homes

Winter Haven

New Construction

Winter Haven

Open Houses

Winter Haven

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 12, 2026.