$399,000
605 SARNER PASS WAY, WINTER HAVEN, FL 33881
Beds
4
Baths
3
Sq Ft
2,676 sq ft
Year Built
2022
Lot Size
0.18 acres
Garage
2
About This Property
This 4-bedroom, 2.5-bathroom home offers modern comfort, thoughtful design, and nearly convenience. Built in 2022, this spacious two-story residence is ideally situated on a desirable corner lot in Lake Lucerne community. The main level features an open-concept layout that connects the living room, dining area, and kitchen—perfect for everyday living and entertaining. The kitchen is features granite countertops, stainless-steel appliances, a large center island with seating, a deep sink, upgraded fixtures, abundant cabinetry, and generous prep space. A private office/den with double doors provides the flexibility for a home office, fitness room, study, or playroom. A convenient half bath is also located on the first floor. Upstairs, features a spacious primary primary bedroom with a large walk-in closet and a luxurious ensuite bathroom with dual vanities and an upgraded walk-in shower. The additional bedrooms is spacious for family and guests. The covered lanai overlooks a spacious backyard with plenty of room for entertaining, relaxing, and gardening. Residents of Lake Lucerne enjoy access to community amenities including two swimming pools, a playground, and beautifully maintained common areas. Located near Hwy 27 this home offers easy access to Orlando and Tampa. For added peace of mind, the roof, HVAC system, and water heater are all 4 years old. Owner financing available for qualified buyers, creating a unique opportunity for those seeking flexible financing options. Schedule your private showing today and discover everything this beautiful home has.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Orlando, take US Hwy 27 South toward Winter Haven. Turn right onto Hwy 544 West. Turn left onto Old Lake Lucerne Drive and continue into the Lake Lucerne community. Turn right onto Century Drive, then take the first left onto Twin Bowfish Way. Property is located on the right corner at Sarner Pass Way.
Location
605 SARNER PASS WAY, WINTER HAVEN, FL 33881
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$399,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $399,000 home in WINTER HAVEN.
🏛️
FHA Loan
$13,965 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 19, 2026.