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$212,900
Beds
2
Baths
2
Sq Ft
1,008 sq ft
Year Built
1994
Lot Size
0.23 acres
Garage
2
PRICE IMPROVEMENT! Welcome home to Central Florida living in the heart of Summerfield! Located in the desirable 55+ community of Spruce Creek South, this “cute as a button” Pecan model offers comfort, privacy, and access to an exceptional lifestyle. This house has been well maintained and ready for new owner to enjoy: 2020 H.V.A.C. / 2020 H.W.H. / 2014 ROOF :) With no rear neighbors, the generous backyard backs up to a nature walk, bike trail, and golf-cart path—perfect for peaceful outdoor enjoyment. You can enjoy sitting in your Florida room and relaxing while enjoying the peaceful atmosphere and nature... Step inside to an inviting living/dining combination filled with natural light. The kitchen features quartz countertops, a newer tile backsplash, and a solar tube that enhances daytime brightness. Through the sliding glass doors, you’ll find a spacious Florida room/lanai with two ceiling fans and a portable A/C unit for added comfort. The open patio with roof cover includes a privacy shade and ceiling fan—ideal for relaxing outdoors. The primary bedroom offers a large walk-in closet and elegant chandelier lighting. The en-suite bath includes abundant cabinetry and a walk-in shower. For guest convenience, the second bedroom is located across the hall from the guest bath. Flooring throughout consists of laminate and ceramic tile—no carpet. Additional highlights: Covered front porch to have your morning brew or evening tea. Covered rear patio with ceiling fan and utility sink 2-car attached garage with laundry area Community Features: Spruce Creek South is a gated community with 24-hour guard service and golf-cart access across Hwy 441 to banks, doctors, shopping, restaurants, Walmart, and more. The residential gate leads to a nearby plaza with drugstores, urgent care, restaurants, spa services, and a newer Planet Fitness. Residents enjoy: 18-hole golf course and The Links Restaurant Heated pool & hot tub Separate men’s and women’s saunas with showers Fitness center Billiards room, library, and card rooms Event center with clubs, dances, live music, Zumba, and exercise classes Pickleball, tennis, and bocce ball courts Men’s and women’s softball teams with a professionally maintained field Scenic wooded areas for golf-cart rides and dog walking Just minutes from The Villages town squares, you can also enjoy nightly live entertainment (weather permitting). This is a deed-restricted community (not an HOA) with a required monthly maintenance/amenities fee. No CDD and no bond. Schedule your private showing today or request a virtual tour and start living the Florida lifestyle
LEAVING THE RE/MAX OFFICE IN LADY LAKE, EXIT THE PLAZA TOWARDS COUNTY ROAD 109 MAKING A LEFT. AT THE LIGHT MAKE A LEFT GOING NORTH DOWN 441 FOR A COUPLE OF MILES. KEEP GOING UNTIL YOU GET TO THE MAIN ENTRANCE, NOT THE PLAZA ENTRANCE OF SPRUCE CREEK SOUTH ON 176 STREET. MAKE A LEFT ON 107TH COURT MAKE A LEFT ON 174TH LOOP YOUR DESTINATION WILL BE ON THE RIGHT.
10689 SE 174TH LOOP, SUMMERFIELD, FL 34491
Pick a Day
Preferred Time
Home Price
$212,900
Loan Term
Multiple financing options available for this $212,900 home in SUMMERFIELD.
🏦
$10,645 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 1, 2026.