$315,000
441 MACARTHUR STREET, BARTOW, FL 33830
Beds
4
Baths
2
Sq Ft
1,841 sq ft
Year Built
2022
Lot Size
0.13 acres
Garage
2
About This Property
One or more photo(s) has been virtually staged. **MOTIVATED SELLER! ASSUMABLE VA LOAN OPPORTUNITY + USDA ELIGIBLE AREA!** Welcome to this move-in-ready 4-bedroom, 2-bath home located on a quiet cul-de-sac in Bartow! This beautifully maintained home features a desirable open and split floor plan, offering a spacious and inviting layout with privacy for everyday living. The kitchen is equipped with granite countertops, stainless steel appliances including stove, dishwasher, microwave, and refrigerator, plus a pantry for added storage. Tile flooring flows throughout the main living areas, while the bedrooms feature comfortable carpet. The spacious primary suite offers private en-suite bathroom, a walk-in shower and a huge walk in closet. You’ll also appreciate the generous storage throughout the home, including a linen closet, pantry and additional storage spaces. Additional features include a 2-car garage and solar panels with a very low monthly payment that may be lower than your average electric bill. The community was designed with energy efficiency in mind, with every home originally equipped with solar panels. Contact us for more information regarding the solar system and payment. **The assumable VA loan could provide a fantastic financing opportunity for a qualified buyer, and the property is located in a USDA eligibility area.** With a motivated seller, a move-in-ready home, energy-efficient features, and potential financing advantages, this is an opportunity you won’t want to miss! Schedule your showing today and make this Bartow home yours!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From Winter Heaven-US-17 S, turn L onto Spruce Rd, turn R onto Bomber Rd, turn right onto Pershing St, turn L onto Macarthur St, continue on MacArthur and property will be on the left.
Location
441 MACARTHUR STREET, BARTOW, FL 33830
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$315,000
Loan Term
How to Buy This Home
Multiple financing options available for this $315,000 home in BARTOW.
🏛️
FHA Loan
$11,025 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 20, 2026.