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$251,900

909 CAMBRIDGE DRIVE, WINTER HAVEN, FL 33881

3D Tour
Active169 days on market

Beds

3

Baths

2

Sq Ft

1,506 sq ft

Year Built

2022

Lot Size

0.13 acres

Garage

2

About This Property

Short Sale. – PRICED TO SELL! Welcome to this 2022-built 3-bedroom, 2-bathroom home located in the growing Lucerne Park Reserve community of Winter Haven. This newer construction single-story home features a desirable open-concept floor plan, perfect for comfortable everyday living and easy entertaining. The spacious kitchen overlooks the living and dining areas, creating a bright and inviting central gathering space. The primary suite offers a private bathroom and generous closet space, while two additional bedrooms provide flexibility for guests, family, or a home office. Home includes solar panels, offering potential energy efficiency benefits for the new owner. Conveniently located near shopping, dining, schools, and major highways with easy access to Lakeland, Orlando, and surrounding Central Florida areas. Ideal opportunity for first-time buyers, investors, or anyone looking to add value in a rapidly growing area. Short Sale – subject to lender approval. Property sold as-is. MOTIVATED SELLERS!!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5111142
StatusActive
Year Built2022
Stories1
Total Rooms6
ConstructionBlock, Concrete, Stucco
RoofShake, Shingle
FoundationSlab
FacesNorthwest
SubdivisionLUCERNE PARK RESERVE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Open Floorplan, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesConvection Oven, Dishwasher, Dryer, Microwave, Range, Refrigerator, Trash Compactor, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System, Private Yard, Sliding Doors
FencingFenced
Lot Size0.13 acres (5,541 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$154 / Annually
Senior CommunityNo

Financial Details

List Price$251,900
Original Price$291,900
Annual Taxes$3,310 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262802522103002650

Schools

ElementaryFred G. Garnier Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

From US-27: Head east on Thompson Nursery Rd ? Turn left onto Lucerne Park Rd ? Turn right onto Old Lucerne Park Rd ? Turn left into Lucerne Park Reserve community ? Turn right onto Cambridge Dr ? Property will be on your left.** From Dundee Rd (SR-542): Head south on US-27 ? Turn left onto Thompson Nursery Rd ? Left on Lucerne Park Rd ? Right on Old Lucerne Park Rd ? Left into Lucerne Park Reserve ? Right on Cambridge Dr ? Property on left.**

Location

909 CAMBRIDGE DRIVE, WINTER HAVEN, FL 33881

Listing Information

OfficeAXEN REALTY, LLC
ListedApril 17, 2026

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Home Price

$251,900

20% ($50,380)
6.75%

Loan Term

Principal & Interest$1,307
Property Tax (est.)$231
Insurance (est.)$150
Total Monthly$1,688
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $251,900 home in WINTER HAVEN.

🏛️

FHA Loan

$8,817 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,595 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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