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$229,900

13828 SE 85TH CIRCLE, SUMMERFIELD, FL 34491

3D Tour
Active92 days on market

Beds

2

Baths

2

Sq Ft

1,315 sq ft

Year Built

2003

Lot Size

0.15 acres

Garage

2

About This Property

Virtually Staged. Check Out The $30,000 In RECENT UPGRADES Made To This Charming 2 Bedroom, 2 Bath home with a 2 CAR GARAGE in the desirable Del Webb Spruce Creek Golf And Country Club! Attractively Priced, this home boasts a 2023 ROOF and A/C, LAMINATE FLOORING throughout most of the living areas, TILE in wet spaces, and carpeted guest bedroom. With VAULTED CEILINGS, this home now feels huge inside as the kitchen has had the wall eliminated to where this is an "OPEN FLOORPLAN" like everyone desires, with QUARTZ COUNTER TOPS included. Both the Kitchen and Bathrooms have been updated to include QUARTZ COUNTER TOPS and NEW FAUCETS as well as the Kitchen having BRAND NEW HIGH-END LG STAINLESS STEEL APPLIANCES. Enjoy outdoor living on the expansive back patio featuring a roll-out shade. Residents of Del Webb Spruce Creek enjoy abundant amenities, including two championship golf courses, indoor and outdoor pools, a state-of-the-art fitness center with classes, pickleball, softball, and more, all for a low HOA fee. Conveniently located minutes from Belleview's restaurants, The Villages' Spanish Springs Town Square, and under 30 minutes from Ocala's extensive shopping and entertainment. This value-priced home offers a fantastic opportunity to personalize and make it your own. Get an exclusive look at this incredible home!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5111431
StatusActive
Year Built2003
Stories1
Total Rooms3
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionSPRUCE CREEK GOLF AND COUNTRY CLUB
CountyMarion
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Dryer, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorIrrigation System
Lot Size0.15 acres (6,534 sq ft)
Lot Dimensions80 x 83
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$214 / Monthly
Senior CommunityYes

Financial Details

List Price$229,900
Original Price$249,900
Annual Taxes$3,710 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #6102200061

Directions

From front gate off 441 enter Spruce Creek, 1st left @ Candlestone sign. Right on SE SE 140th Pl Rd. Left on 86th Terrace. Left on 137th Loop. Right on 85th Circle to home on left.

Location

13828 SE 85TH CIRCLE, SUMMERFIELD, FL 34491

Listing Information

OfficeIM REALTY
ListedApril 27, 2026

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Home Price

$229,900

20% ($45,980)
6.75%

Loan Term

Principal & Interest$1,193
Property Tax (est.)$211
Insurance (est.)$150
Total Monthly$1,554
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How to Buy This Home

Multiple financing options available for this $229,900 home in SUMMERFIELD.

🏛️

FHA Loan

$8,047 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.

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