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$389,900

10408 W LARCHWOOD STREET, HOMOSASSA, FL 34448

3D Tour
Active144 days on market

Beds

3

Baths

2

Sq Ft

1,120 sq ft

Year Built

2025

Lot Size

0.30 acres

Garage

2

About This Property

Brand-new, never-lived-in elevated custom home offering modern design, durable construction, and exceptional covered storage. Constructed with red iron framing, a metal roof, and metal exterior, this thoughtfully designed home features soaring ceilings, exposed beam accents, luxury vinyl plank flooring, oversized windows, and an open-concept floor plan filled with natural light. The spacious kitchen offers custom cabinetry, solid surface countertops, a large center island, and generous prep space while flowing seamlessly into the living area for everyday living and entertaining. One of the property's standout features is the expansive covered lower level, spanning nearly the full footprint of the home. This versatile space provides abundant room for vehicles, boats, golf carts, outdoor equipment, storage, or other permitted uses while offering additional covered outdoor living space. The primary suite provides a comfortable retreat with modern finishes and large windows overlooking the wooded surroundings. Two additional bedrooms offer flexibility for guests, a home office, or family living. Every space has been thoughtfully designed to provide comfort, functionality, and low-maintenance living. Situated on a private wooded homesite in Homosassa, this property is conveniently located near marinas, public boat ramps, restaurants, shopping, and the area's renowned outdoor recreation. Whether you enjoy boating, fishing, kayaking, or exploring Florida's Nature Coast, this location offers convenient access to it all. A rare opportunity to own a newly constructed elevated home that combines quality construction, modern finishes, and exceptional covered storage in one unique property. Some photos have been virtually staged. Buyer and buyer's agent are responsible for verifying all measurements, dimensions, zoning, land use, permitting, insurance requirements, and all other information deemed material to the buyer. Owner is a licensed Florida real estate associate.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5112423
StatusActive
Year Built2025
Total Rooms8
ConstructionMetal Frame
RoofMetal
FoundationSlab
FacesNorth
SubdivisionHOMOSASSA TOWN
CountyCitrus
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s), Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Closet
CoolingMini-Split Unit(s)
HeatingHeat Pump, Other

Exterior & Lot

ExteriorBalcony, Rain Gutters
Lot Size0.30 acres (13,068 sq ft)
Lot FeaturesCleared, In County
Road SurfaceDirt, Gravel, Other
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$389,900
Original Price$399,000
Annual Taxes$126 (2025)
ZoningCLRMH
Parcel #17E19S320010011100020

Directions

From US-19/Suncoast Blvd, turn west onto Halls River Road. Turn left onto Fishbowl Drive and continue onto Yulee Drive. Turn left onto S Chamberlain Pool Avenue, then turn left onto Court Avenue. Turn right onto W Larchwood Street. Property will be located on the right.

Location

10408 W LARCHWOOD STREET, HOMOSASSA, FL 34448

Listing Information

OfficeLJ REALTY
ListedMay 15, 2026

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Home Price

$389,900

20% ($77,980)
6.75%

Loan Term

Principal & Interest$2,023
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,531
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How to Buy This Home

Multiple financing options available for this $389,900 home in HOMOSASSA.

🏛️

FHA Loan

$13,647 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 5, 2026.

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