$649,900
4464 JACONA DRIVE, HERNANDO BEACH, FL 34607
Beds
3
Baths
2
Sq Ft
1,276 sq ft
Year Built
1993
Lot Size
0.15 acres
Garage
,
About This Property
Experience waterfront living at its finest in Hernando Beach! This beautifully updated canal-front home offers the perfect blend of modern design and coastal charm with wide water views and direct access to the Gulf. The open-concept floor plan features vaulted ceilings, abundant natural light, and a striking fireplace that serves as the centerpiece of the living area. The remodeled kitchen showcases shaker-style cabinetry, quartz countertops, stainless steel appliances, a farmhouse sink, and a designer tile backsplash. The spacious primary suite offers private access to the waterfront balcony along with a beautifully renovated en-suite bath featuring dual vanities and a tiled walk-in shower. Guest accommodations are equally impressive with updated bathrooms and stylish finishes throughout. Step outside to the expansive screened waterfront porch where you can enjoy morning coffee, evening sunsets, and relaxing canal views year-round. A spiral staircase leads to the lower level screen porch, covered BBQ area, covered parking and backyard firepit, creating seamless access to the waterfront. Whether you're searching for a full-time residence, vacation retreat, or investment opportunity, this property delivers the Florida boating lifestyle you've been dreaming of. Located on a deep-water canal with a seawall and room for your boat, you'll enjoy easy access to the Gulf of Mexico, waterfront dining, fishing, and endless days on the water
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
US Hwy 19 to west on Osowaw Blvd, right on Shoal Line Blvd, left on Calienta St, right on Jacona Dr, property on right.
Location
4464 JACONA DRIVE, HERNANDO BEACH, FL 34607
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$649,900
Loan Term
How to Buy This Home
Multiple financing options available for this $649,900 home in HERNANDO BEACH.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$32,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 6, 2026.