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$305,000

531 SILVER PALMS CIRCLE, DAVENPORT, FL 33837

3D Tour
Active91 days on market

Beds

4

Baths

3

Sq Ft

1,846 sq ft

Year Built

2003

Lot Size

0.14 acres

Garage

2

About This Property

Virtually Staged. Welcome to Silver Palms, a small, quaint neighborhood offering a peaceful setting while keeping you close to shopping, dining, major roads, and everyday conveniences. This 4-bedroom, 3-bath home offers approximately 1,800 square feet of living space with a functional layout and plenty of room for everyday living, relaxing, and entertaining. Meaningful updates have already been completed, including a new roof in 2023 and a new AC unit in 2022, giving added peace of mind to the next owner. Tucked inside a quiet neighborhood with a convenient location, this home offers a great opportunity in Silver Palms.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5114742
StatusActive
Year Built2003
Stories1
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionSILVER PALMS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorPrivate Entrance, Private Yard
Lot Size0.14 acres (5,998 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$450 / Annually
Senior CommunityNo

Financial Details

List Price$305,000
Original Price$322,000
Annual Taxes$4,358 (2025)
Parcel #272619705005000370

Directions

27 South to Minute Maid Ramp Rd 2 to Silver Palm Circle

Location

531 SILVER PALMS CIRCLE, DAVENPORT, FL 33837

Listing Information

OfficeLPT REALTY, LLC
ListedJuly 7, 2026

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Home Price

$305,000

20% ($61,000)
6.75%

Loan Term

Principal & Interest$1,583
Property Tax (est.)$280
Insurance (est.)$150
Total Monthly$2,012
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How to Buy This Home

Multiple financing options available for this $305,000 home in DAVENPORT.

🏛️

FHA Loan

$10,675 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 25, 2026.

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