$339,999
362 LAKE STREET, UMATILLA, FL 32784
Beds
3
Baths
2
Sq Ft
1,341 sq ft
Year Built
2021
Lot Size
0.39 acres
Garage
2
About This Property
Built in 2021 and situated on a spacious lot in Umatilla, this 3-bedroom, 2-bathroom home offers the upgrades, space, and freedom you've been looking for, all with NO HOA! From the moment you step inside, you'll appreciate the open floor plan, LVP flooring throughout with NO CARPET, and updated tile work in both bathrooms. The generously sized primary suite features a MASSIVE walk-in closet with custom shelving and plenty of storage space. This home is equipped with SMART HOME technology, allowing you to control the lighting, ceiling fans, garage doors, and exterior doors through Alexa, while the upgraded front door lock can also be operated directly from your phone. An installed security camera system adds another layer of convenience, and the living room features a projector setup that can replace a traditional television, complete with HDMI and USB connectivity for streaming devices like Roku or Fire Stick. Outside, the improvements continue! The driveway has been extended with pavers on BOTH sides, providing additional parking for vehicles, trailers, or guests. The rear porch has been expanded into an oversized, FULLY SCREENED outdoor living space, complete with ceiling fans and lighting, making it ideal for entertaining or enjoying Florida evenings without the bugs! The fully fenced .40-acre backyard offers a dedicated playground area while still leaving an abundance of open space for pets, outdoor activities, gardening, or future plans. With a 2021 ROOF, A/C, and WATER HEATER, the major components are just as young as the home itself. Why wait on new construction and spend thousands more adding fencing, outdoor living space, and upgrades when it's already been done for you? This Umatilla property is ready for its next owner!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Eustis: Take Bay St. (SR 19) towards Umatilla. Make a Left on Lake St. (Save-a-lot) Plaza. Corner lot in Lake and Maxwell. Look for sign.
Location
362 LAKE STREET, UMATILLA, FL 32784
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$339,999
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $339,999 home in UMATILLA.
🏛️
FHA Loan
$11,900 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 1, 2026.