Beds
3
Baths
2
Sq Ft
1,450 sq ft
Year Built
2023
Lot Size
0.13 acres
Garage
2
About This Property
**NO CDD!** Why pay extra fees when you can own a beautiful **2024-built** home in a community without CDD assessments, helping keep your monthly housing costs lower? Step inside this move-in-ready home and discover the perfect blend of modern comfort and endless potential. Whether you're a first-time homebuyer, growing family, or looking to downsize, this home offers the ideal opportunity to make it truly your own. Think of it as a blank canvas—ready for your personal style, your favorite colors, and the memories you'll create for years to come. Every room offers the chance to write your next chapter and transform this house into the home you've always envisioned. Conveniently located near shopping, dining, schools, and major highways, you'll enjoy easy access to everything Central Florida has for you while coming home to the peace and comfort of a welcoming neighborhood. Don't miss this opportunity to own a newer home with one of the area's most desirable advantages—**NO CDD!** Schedule your private showing today and start imagining the possibilities.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From Orlando, take I-4 West toward Tampa. Take Exit 55 for US-27 South toward Haines City. Continue on US-27 South for approximately 9 miles. Turn left onto Bates Road, then right onto Madison Circle. The property, 1427 Madison Circle, will be on your right.
Location
1427 MADISON CIRCLE, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$312,900
Loan Term
How to Buy This Home
Multiple financing options available for this $312,900 home in HAINES CITY.
🏛️
FHA Loan
$10,952 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,645 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.