$364,900
29714 SE HIGHWAY 42, UMATILLA, FL 32784
Beds
3
Baths
2
Sq Ft
1,730 sq ft
Year Built
2008
Lot Size
4.38 acres
Garage
—
About This Property
Tucked beneath a canopy of mature oaks at the end of a long, tree-lined approach, this 3-bedroom, 2-bathroom home sits on 4.38 acres with about 3 acres of uplands in the heart of Umatilla. Built in 2008 with 1,730 square feet of living space, it features a covered front porch with a wooden ramp, and a dining area with sliding glass doors that frame open water views across the rear yard. The kitchen offers ample cabinetry, a full appliance package, and an eat-in layout that flows into the main living areas. A spacious walk-in closet, an oversized shower with a built-in bench, and a dedicated laundry/utility room round out the floor plan. Step outside to a wide back deck overlooking a sprawling lawn that rolls down to the water's edge — a rare combination of privacy, acreage, and a peaceful lake setting close to Umatilla's dining, shopping, and SR-19/SE Hwy 42 access.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
HWY 19 NORTH TO UMATILLA TURN LEFT ONTO HWY 42 HOME IS ON THE LEFT JUST PAST LAKEVIEW TERRACE RETIREMENT COMMUNITY
Location
29714 SE HIGHWAY 42, UMATILLA, FL 32784
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$364,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $364,900 home in UMATILLA.
🏛️
FHA Loan
$12,772 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,245 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.