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$1,399,900

1040 COTTAGE DRIVE, THE VILLAGES, FL 32162

3D Tour
Active46 days on market

Beds

3

Baths

3

Sq Ft

2,042 sq ft

Year Built

2004

Lot Size

0.21 acres

Garage

1

About This Property

BOND PAID, COMPLETELY REMODELED,Now being offered TURN KEY~ over 2,300 sq. ft. 3/2 COTTAGE with SALT WATER, HEATED POOL and TRAVERTINE DECKING located in the LAKE SHORE COTTAGES right next door to LAKE SUMTER LANDING! The homes in this Village are known for their unique architectural features with spacious screened porches found nowhere else in The Villages. Enjoy a low maintenance exterior and beautiful curb appeal with HARDIE PLANK SIDING, METAL roof and an amazing front porch with WOOD-LOOK PORCELAIN flooring, BEADBOARD ceiling, attractive RAILING, custom ceiling fans, and that’s before you even open the LEADED GLASS front door! Once inside, you’ll find NEW high end LUXURY VINYL PLANK flooring throughout the home. All of the columns, and separate living areas were removed to create a spacious OPEN FLOOR PLAN. Large windows let in plenty of natural light, with all NEW lighting including pendant lights over the breakfast bar, and chandelier’s over the formal and casual dining areas defining each area. Some of the extras include CROWN MOLDING, & 8” baseboards throughout, ! The kitchen has GRANITE countertops and backsplash, all new high end appliances ,under cabinet lighting, closet PANTRY, a FARMHOUSE sink, and a spigot at the sink with a REVERSE OSMOSIS system. The 15’x16’ guest bedroom/den and HALF BATH was added behind the LEADED GLASS French doors, with 13’ ceilings, and sliding glass doors that open out to the BEAUTIFUL SALT WATER HEATED POOL with waterfall, beautiful TRAVERTINE decking, with wrap around PRIVACY WALL on one side and an open view of the lovely garden on the other. The primary bedroom has a WALL MOUNTED TV, PLANTATION SHUTTERS, and an all NEW EN-SUITE BATH with large WALK-IN CLOSET, NEW cabinets, GRANITE countertops, CUSTOM mirrors, fixtures, and NEW walk-in shower with 2 SHOWERHEADS. The other guest room has lovely custom valances with 2 double sliding closet doors – a full wall of closet space and a WALL MOUNTED TV! The all NEW guest bath has GRANITE countertops, NEW LIGHTED VANITY MIRROR with adjustable settings, CUSTOM shower curtain, lovely subway tile with tub/shower, and a one piece SMART AUTOMATIC TOILET. And wait until you see the spectacular 29’x10’ room that was created off the living room across the back of home that opens out to the POOL AREA. Beautiful DIAGONAL TILE flooring, floor to ceiling “hurricane” glass picture windows, beadboard ceiling, and a MINI-SPLIT system so this delightful room is comfortably under HEAT and AIR. AND step outside from this room to a NEW elevated OPEN PATIO with railing for a great view of the flower garden, spacious backyard and beyond to the WATER VIEW. Other features include a Kinetico WATER filtration and softener whole house system, EPOXY painted garage flooring, gutters around the entire home, FRESHLY PAINTED EXTERIOR, NEWER HVAC SYSTEM to accommodate newly added sq. footage, and TANKLESS WATER HEATER. There is not much in this spectacular home that is not NEW! SUCH A GREAT LOCATION! This unique neighborhood also has its own community pool – a great place to see your neighbors and make new friends. And all the shopping, dining and entertainment is found at the Market Square right around the corner. COME EXPERIENCE THIS AWESOME HOME. Don’t let this one get away! Golf Cart can be purchased separately.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5115808
StatusActive
Year Built2004
Total Rooms7
ConstructionHardiPlank Type
RoofMetal
FoundationSlab
FacesNorth
SubdivisionVILLAGES OF SUMTER LAKE SHORE COTTAGES
CountySumter
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener
LaundryInside, Laundry Room
CoolingCentral Air
HeatingNatural Gas

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sidewalk
Lot Size0.21 acres (9,212 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Sprinkler Recycled, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityYes

Financial Details

List Price$1,399,900
Annual Taxes$9,794 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #D23C011

Directions

From 466- S on Morse, R on Lake Sumter Landing, R on Lakeshore Dr. R on Fish Camp Rd., R on Cottage Dr.

Location

1040 COTTAGE DRIVE, THE VILLAGES, FL 32162

Listing Information

OfficeREALTY EXECUTIVES IN THE VILLAGES
ListedJuly 30, 2026

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Home Price

$1,399,900

20% ($279,980)
6.75%

Loan Term

Principal & Interest$7,264
Property Tax (est.)$1,283
Insurance (est.)$150
Total Monthly$8,697
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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