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$409,900

428 RUTH ST, LONGWOOD, FL 32779

3D Tour
Active35 days on market

Beds

3

Baths

2

Sq Ft

1,639 sq ft

Year Built

1958

Lot Size

0.44 acres

Garage

About This Property

Exceptional value paired with an incredible low-interest assumable mortgage opportunity! This updated mid-century modern home sits on a spacious, elevated corner lot nearly half an acre in size, located within a top-rated Seminole County school district. The open concept living area features abundant natural light, a focal fireplace, and a custom kitchen seamless for entertaining. A oversized primary suite offers a private exterior entrance alongside a flexible space perfect for an office, lounge, or guest suite. Complete with key structural updates, including a 2017 roof, 2021 windows, updated electrical, and concrete block construction, plus a fenced backyard with no HOA restrictions. This home blends suburban charm with easy access to Orlando’s world famous entertainment hub. Take advantage of nearby I-4 to arrive at Universal Orlando Resort in just 30 minutes, SeaWorld in 35 minutes, or Walt Disney World in under an hour. It is the ideal home base for park enthusiasts looking to trade tourist corridor congestion for top-rated Seminole County schools and tranquil surroundings!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5116020
StatusActive
Year Built1958
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionWEST BRANTLEY LAKE ROAD HEIGHTS
CountySeminole
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Split Bedroom, Stone Counters, Thermostat
FlooringCeramic Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
WindowsLow-Emissivity Windows
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Entrance, Private Yard
Lot Size0.44 acres (18,430 sq ft)
Lot Dimensions97 x 190
Lot FeaturesCorner Lot, Oversized Lot, Street Dead-End
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Sewer Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$409,900
Original Price$419,900
Annual Taxes$3,617 (2025)
FinancingCash, Conventional, FHA
ZoningR-1A
Parcel #0821295060B000070

Schools

ElementaryWekiva Elementary
MiddleTeague Middle
HighLake Brantley High

Directions

From SR 434 drive west on Sand Lake Rd and turn right on Ruth. Home is on the left at the corner of Ruth and Sand Lake.

Location

428 RUTH ST, LONGWOOD, FL 32779

Listing Information

OfficeGARRISON REALTY GROUP LLC
ListedAugust 11, 2026

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Home Price

$409,900

20% ($81,980)
6.75%

Loan Term

Principal & Interest$2,127
Property Tax (est.)$376
Insurance (est.)$150
Total Monthly$2,653
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $409,900 home in LONGWOOD.

🏛️

FHA Loan

$14,347 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$20,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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