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$325,000

24640 SIENA DRIVE, LUTZ, FL 33559

3D Tour
Active35 days on market

Beds

4

Baths

2

Sq Ft

1,440 sq ft

Year Built

2004

Lot Size

0.14 acres

Garage

2

About This Property

HUGE PRICE IMPROVEMENT!!! Welcome to this charming two story home offering nearly 1500 square feet of living space, thoughtfully designed for both everyday living and entertaining.With 4 bedrooms and two full bathrooms, this home provides the perfect balance of functionality and warmth. The spacious primary bedroom is conveniently located on the main floor, offering privacy and easy access. Upstairs, you'll find three additional generously sized bedrooms, ideal for family, guests, or a home office setup. The heart of the home is the open concept kitchen, featuring ample counter space and cabinetry, seamlessly flowing into the dining and living areas. This bright and airy layout creates an inviting atmosphere that's perfect for gatherings and everyday life. Step outside to enjoy the nicely sized backyard, a great space for entertaining, gardening, pets, or simply relaxing outdoors. with it's smart layout, comfortable living spaces, and welcoming feel, this home is ready to meet your needs and create lasting memories. You won't be disappointed.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5116105
StatusActive
Year Built2004
Stories2
Total Rooms6
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionOAK GROVE PH 5A 6A & 6B
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryIn Garage
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors
FencingWood
Lot Size0.14 acres (6,119 sq ft)
Lot FeaturesLandscaped, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$250 / Annually
Senior CommunityNo

Financial Details

List Price$325,000
Original Price$339,900
Annual Taxes$2,545 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR3
Parcel #192633013.0000.00111.0

Schools

ElementaryDenham Oaks Elementary-PO
MiddleCypress Creek Middle School
HighCypress Creek High-PO

Directions

From SR 54 head south on Oak Grove Blvd. Turn left on Siena Rd. House is down on right.

Location

24640 SIENA DRIVE, LUTZ, FL 33559

Listing Information

OfficeMARK BECKER REALTY LLC
ListedAugust 10, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$325,000

20% ($65,000)
6.75%

Loan Term

Principal & Interest$1,686
Property Tax (est.)$298
Insurance (est.)$150
Total Monthly$2,134
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $325,000 home in LUTZ.

🏛️

FHA Loan

$11,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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