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$529,990

224 CYPRESS FORK TRAIL, ST CLOUD, FL 34772

Active89 days on market

Beds

4

Baths

4

Sq Ft

2,736 sq ft

Year Built

2026

Lot Size

0.14 acres

Garage

2

About This Property

Virtually Staged. Under Construction. The Anna Maria with Bonus floorplan is an expansive two-story home designed to accommodate a growing family, offering five bedrooms and three and a half bathrooms. On the main floor, you'll find a spacious great room adjacent to a well-appointed dining room and kitchen, creating an ideal space for gatherings. The primary suite, featuring a large walk-in closet and private bath, is thoughtfully positioned for privacy. An additional bedroom and a flexible bonus room on the second floor provides ample space for everyone. Sample Image

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5116156
StatusActive
Year Built2026
Total Rooms8
ConstructionCement Siding, Concrete, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionWATERLIN 45'S
CountyOsceola
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorIn Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Concrete
AppliancesDishwasher, Disposal, Exhaust Fan, Microwave, Refrigerator
LaundryInside, Laundry Room
WindowsDouble Pane Windows, Low-Emissivity Windows
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorAwning(s), Irrigation System, Lighting, Sidewalk, Sliding Doors
Lot Size0.14 acres (6,000 sq ft)
Lot Dimensions50 x 120
Lot FeaturesCleared, City Lot, Sidewalk
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Fiber Optics, Fire Hydrant, Natural Gas Available, Natural Gas Connected, Street Lights, Underground Utilities, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$75 / Monthly
Senior CommunityNo

Financial Details

List Price$529,990
FinancingCash, Conventional, FHA, VA Loan
ZoningP-D
Parcel #122730374200012930

Schools

ElementaryCanoe Creek K-8
MiddleCanoe Creek K-8
HighHarmony High

Directions

From Orlando, Take Florida's Turnpike South towards St. Cloud. Take Exit 240 for Kissimmee Park Road and turn left. Continue approximately 3 miles, then turn right onto old Canoe Creek Road. Follow the signs for Waterlin and continue to Firefly Lane.

Location

224 CYPRESS FORK TRAIL, ST CLOUD, FL 34772

Listing Information

OfficeOLYMPUS EXECUTIVE REALTY INC
ListedAugust 6, 2026

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Home Price

$529,990

20% ($105,998)
6.75%

Loan Term

Principal & Interest$2,750
Property Tax (est.)$486
Insurance (est.)$150
Total Monthly$3,386
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $529,990 home in ST CLOUD.

🏛️

FHA Loan

$18,550 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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