$394,000
26586 SE HIGHWAY 42, UMATILLA, FL 32784
Beds
3
Baths
2
Sq Ft
1,624 sq ft
Year Built
1981
Lot Size
3.15 acres
Garage
2
About This Property
Discover peaceful country living with waterfront access at 26586 SE Highway 42 in Umatilla. Situated on 3.15 acres, this charming 3-bedroom, 2-bath home offers 1,624 square feet of living space, plenty of room to spread out, and the freedom of an agricultural setting. Even better, several major components have already been updated, including a 2025 A/C system, 2024 electric water heater, and 2020 roof—valuable improvements that add peace of mind for the next owner. Inside, the living room is centered around a stone-accented wood-burning fireplace, creating a comfortable gathering space with plenty of character. A separate dining area and spacious kitchen overlooking the backyard provide a functional layout for everyday living and entertaining. Outside, the 3.15-acre homesite is partially fenced, offering plenty of room for animals, pets, gardening, recreational vehicles, equipment, or simply enjoying additional privacy and open space. A detached 24' x 24' metal garage/workshop provides excellent space for vehicles, tools, hobbies, projects, or additional storage. For those who enjoy the water, the property features canal frontage with seasonal access toward multiple lakes. Bring the fishing poles, kayaks, or boat and take advantage of the outdoor lifestyle right from your own property. With acreage, seasonal waterfront access, a detached workshop, and important recent updates, this property offers a combination that's becoming increasingly difficult to find in Central Florida. Whether you're looking for a full-time residence, a country retreat, or simply more land and flexibility, 26586 SE Highway 42 is ready for its next chapter.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Mt Dora head west on Old US 441 (DR 500A) to Highway 19A North theough Umatilla, Left on CR 42, approx 4.5 miles, home is on left at the curve. From Lady Lake use County Road 25 (SR 25) turn right on CR 42, approx 9.4 miles home is on the right before curve.
Location
26586 SE HIGHWAY 42, UMATILLA, FL 32784
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$394,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $394,000 home in UMATILLA.
🏛️
FHA Loan
$13,790 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,700 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.