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$989,000

1130 SAYLE STREET, THE VILLAGES, FL 32162

3D Tour
Active9 days on market

Beds

3

Baths

2

Sq Ft

2,694 sq ft

Year Built

2005

Lot Size

0.20 acres

Garage

3

About This Property

Virtually Staged. One or more pictures are Virtually Staged. Welcome to this beautifully expanded Gardenia, one of the most popular Designer floor plans in The Villages! Ideally located in the desirable Village of Virginia Trace, this 3-bedroom, 2-bath home offers beautiful golf course and water views overlooking the Virginia Course at Mallory Hill Country Club, all just minutes from Lake Sumter Landing Market Square. Inside, you'll find tile flooring and crown molding throughout, along with a spacious kitchen featuring quartz countertops, a 5-burner gas cooktop, cabinet pull-outs, and plenty of storage. A gas fireplace adds character to the living area, while an added office/nook off the second bedroom provides flexible additional space. The primary suite features large windows showcasing the golf and water views, dual closets with custom closet systems, a walk-in shower, and dual vanity. The guest bath has also been updated with a walk-in shower, and plantation shutters complement the front of the home. Enjoy Florida living from the large porch off the Florida room, with stairs leading to an additional lower porch and grilling area. There's also a separate paver patio/grill pad, attractive landscaping, whole-house gutters, lightning rods and solar tubes. An attached golf cart garage provides valuable additional storage and convenient access near the primary suite. Additional highlights include a 2025 HVAC and 2025 water heater. With its expanded Gardenia layout, numerous upgrades, incredible golf and water views, and prime Virginia Trace location near Lake Sumter Landing, this home is ready to enjoy! Roof 2022, HVAC 2025, HW 2025

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5117154
StatusActive
Year Built2005
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionVILLAGES OF SUMTER
CountySumter
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile, Tile
AppliancesCooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener
LaundryGas Dryer Hookup, Inside, Laundry Room
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingCentral, Natural Gas
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Lighting, Rain Gutters
Lot Size0.20 acres (8,675 sq ft)
Lot FeaturesCul-De-Sac, Landscaped, On Golf Course, Oversized Lot
Road SurfaceAsphalt
ViewGolf Course, Trees/Woods, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Fiber Optics, Natural Gas Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityYes

Financial Details

List Price$989,000
Annual Taxes$7,624 (2025)
ZoningRESI
Parcel #D23B036

Directions

From Buena Vista and Stillwater Drive Round about, head South and Turn Left onto Odell Circle, Left on Canal Street. Continue North on Canal Street until you come to Forest Acres Drive. Turn left on Forest Acres and follow it till it ends at Sayle Street, Turn left and go all the way down to the end of the Cul D Sac at 1130 Sayle Street

Location

1130 SAYLE STREET, THE VILLAGES, FL 32162

Listing Information

OfficeREALTY EXECUTIVES IN THE VILLAGES
ListedSeptember 4, 2026

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Home Price

$989,000

20% ($197,800)
6.75%

Loan Term

Principal & Interest$5,132
Property Tax (est.)$907
Insurance (est.)$150
Total Monthly$6,188
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Financing a Luxury Home

Specialized financing for this $989,000 property in THE VILLAGES. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$98,900 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$148,350 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$197,800 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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