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$324,900

10038 KETCH KAY LANE, OXFORD, FL 34484

Active59 days on market

Beds

3

Baths

2

Sq Ft

1,619 sq ft

Year Built

2016

Lot Size

0.21 acres

Garage

2

About This Property

NEW PRICE! Welcome to true LOCK-AND-LEAVE living in the GATED community of Lakeside Landings. Built in 2016, this 3 bedroom, 2 bath home offers 1,619 sq ft of thoughtfully designed living space and has been meticulously cared for, so it is truly move-in ready. Cathedral and vaulted ceilings open up the main living area, where the open floor plan flows easily between the kitchen, dining and living spaces, perfect for everyday living or hosting family and friends. Luxury vinyl plank flooring runs through the living area and primary bedroom, with ceramic tile in the wet areas, and plantation shutters add a custom touch throughout. The kitchen features solid surface counters and a full appliance package including range, microwave, dishwasher, disposal and refrigerator, and the washer and dryer convey as well. All three bedrooms share one wing of the home, with the bathrooms set between them and separate hallways leading to the primary suite and the guest rooms, so everyone enjoys their own privacy. The primary suite includes a walk-in closet. Step out to the SCREENED LANAI to enjoy your morning coffee or a relaxing Florida evening, bug free. A 2-car garage with opener provides room for your car, golf cart and storage. Here is what sets this home apart: this section’s HOA covers ALL of your yard care, including mowing, edging, fertilizing, weed control, yard pest control, mulch and weed control in the beds, tree trimming and debris removal, and even sod replacement when needed. It also covers irrigation water, irrigation equipment and repairs, and pest spraying on the exterior of the home, so whether you live here full time or spend part of the year up north, your home is cared for while you are away. That leaves you free to enjoy everything Lakeside Landings has to offer, including the clubhouse, fitness center, billiards room and library, the community pool with waterfall and spa, tennis and pickleball courts, dog park, playground, sidewalks and walking paths along beautiful Lake Miona with a fishing pier. Golf carts are welcome, pets are allowed, and the home sits in Flood Zone X. You are just minutes from The Villages shopping, dining and entertainment, with all of the convenience and none of the upkeep. Tasteful furnishings are available for separate purchase, making this an easy turnkey option for seasonal buyers. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5117275
StatusActive
Year Built2016
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionLAKESIDE LANDINGS
CountySumter
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Closet, Washer Hookup
WindowsDouble Pane Windows, Shutters, Window Treatments
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk
Lot Size0.21 acres (9,317 sq ft)
Lot Dimensions112 x 83
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$907 / Quarterly
Senior CommunityNo

Financial Details

List Price$324,900
Original Price$338,900
Annual Taxes$3,618 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR
Parcel #D21AD023

Directions

From the intersection of US 301 and CR 472, travel East on 472. Turn right onto Regatta Blvd. Go through the gate and continue on Regatta. Turn Right onto Ketch Kay. 10038 is on the Right.

Location

10038 KETCH KAY LANE, OXFORD, FL 34484

Listing Information

OfficeBROKER ASSOCIATES REALTY
ListedSeptember 2, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$324,900

20% ($64,980)
6.75%

Loan Term

Principal & Interest$1,686
Property Tax (est.)$298
Insurance (est.)$150
Total Monthly$2,134
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How to Buy This Home

Multiple financing options available for this $324,900 home in OXFORD.

🏛️

FHA Loan

$11,372 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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