$385,000
543 TERRANOVA CIRCLE, WINTER HAVEN, FL 33884
Beds
3
Baths
2
Sq Ft
2,118 sq ft
Year Built
2003
Lot Size
0.17 acres
Garage
2
About This Property
POOL HOME WITH POND VIEW IN GATED TERRANOVA! -NEW AC UNIT DECEMBER 2025--ROOF & HOT WATER HEATER ARE 6 YEARS OLD-- Welcome to this spacious 3-bedroom, 2-bath home offering 2,118 square feet of living space and a relaxing Florida lifestyle in one of southeast Winter Haven’s gated communities. The highlight of the home is the screened-in private pool overlooking the pond, creating a peaceful water-view backdrop for relaxing, entertaining, or enjoying time outdoors. Inside, the split-bedroom floor plan offers multiple living spaces, including a comfortable family room featuring a wood-burning fireplace. The eat-in kitchen provides plenty of space for casual dining and features a decorative backsplash behind the countertops, while the dining area flows naturally into the living room for an open and connected feel. Sliding doors provide access to the covered and screened pool area, where you can enjoy the pond views from your own backyard. The home also features a full bathroom with direct access to the pool area, adding extra convenience for family and guests. Additional features include an inside laundry room, walk-in closet, ceiling fans, attached 2-car garage, and a north-facing front exposure. Terranova is a gated community conveniently located in southeast Winter Haven with easy access to shopping, dining, schools, medical facilities, and area attractions including LEGOLAND Florida. Enjoy the combination of a private pool, water view, spacious interior, and gated-community setting—all in a convenient Winter Haven location. Schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From CR 540A (Eloise Loop Road), turn south onto Terranova Blvd, enter gates (need gate code), turn left onto Terranova Circle, continue to address 543.
Location
543 TERRANOVA CIRCLE, WINTER HAVEN, FL 33884
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$385,000
Loan Term
How to Buy This Home
Multiple financing options available for this $385,000 home in WINTER HAVEN.
🏛️
FHA Loan
$13,475 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.