$325,990
380 LAKE SMART CIRCLE, WINTER HAVEN, FL 33881
Beds
4
Baths
2
Sq Ft
2,034 sq ft
Year Built
2020
Lot Size
0.14 acres
Garage
2
About This Property
Spacious 4-bedroom home in the beautiful and well-kept Lake Smart Pointe community, offering LOW HOA and NO CDD. This home features an open-concept layout with a kitchen island, Jack & Jill bath, and a private backyard with no rear neighbors and expansive green space behind the property. Nice neighborhood with convenient access to shopping, dining, schools, and major highways. More photos coming soon.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From: Tampa ? Winter Haven: I-4 E ? US-27 S ? FL-544 ? Lake Smart Circle. Miami ? Winter Haven: Turnpike N ? I-4 W ? US-27 S ? FL-544 ? Lake Smart Circle. Lakeland ? Winter Haven: US-98 N ? FL-544 ? Lake Smart Circle. Orlando ? Winter Haven: I-4 W ? US-27 S ? FL-544 ? Lake Smart Circle
Location
380 LAKE SMART CIRCLE, WINTER HAVEN, FL 33881
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$325,990
Loan Term
How to Buy This Home
Multiple financing options available for this $325,990 home in WINTER HAVEN.
🏛️
FHA Loan
$11,410 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$16,300 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 6, 2026.