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$434,900

4389 WINDING OAKS DRIVE, MULBERRY, FL 33860

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,998 sq ft

Year Built

2000

Lot Size

0.22 acres

Garage

2

About This Property

Beautiful Waterfront Home with Gorgeous Sunset Views! Welcome home to peaceful waterfront living in a quiet, gated community in the South Lakeland/Mulberry area. This spacious, open-concept 1998 square foot living area home offers unobstructed water views from nearly every room, along with vaulted ceilings and a thoughtfully designed open and split floor plan with a 2 car garage. The updated kitchen features quartz countertops, sleek modern finishes, and an oversized counter that is perfect for entertaining. Enjoy both a formal dining room or the lake view casual dining area adjacent to the kitchen. Additional highlights include a lake-view office/bedroom, updated guest bathroom, separate laundry room, fresh interior and exterior paint, a whole-home water treatment system, and an alarm system. The spacious primary suite features two walk-in closets and a well-appointed bathroom with a soaking tub, separate shower, private water closet, and two separate vanities. The true showstopper is the impressive 39' × 14' screened lanai extending along nearly the entire back of the home that provides the perfect setting for morning coffee, outdoor dining, bird-watching and local nature, entertaining, or relaxing while enjoying breathtaking evening sunsets. Peaceful, beautifully updated, and move-in ready—this is waterfront living you’ll love coming home to!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5117537
StatusActive
Year Built2000
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationBlock, Slab
FacesEast
SubdivisionFAIRWAY OAKS FIRST ADD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
Lot Size0.22 acres (9,422 sq ft)
Lot Dimensions75 x 122
Road SurfacePaved, Concrete
ViewWater
0

Waterfront

WaterfrontYes
FeaturesWaterfront, Lake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$705 / Quarterly
Senior CommunityNo

Financial Details

List Price$434,900
Annual Taxes$3,863 (2025)
FinancingCash, Conventional
Parcel #232934142462000470

Schools

ElementaryJames W Sikes Elem
MiddleMulberry Middle
HighMulberry High

Directions

From FL-37 S (Florida Ave S) Continue south on FL-37 S / Florida Ave S, then turn onto left onto Imperialakes Blvd. Continue and turn on to Winding Oaks Drive on the left. Go thru Security Gate (code provided on ShowingTime). Continue to property. Lake Deck is not accessible, do not enter.

Location

4389 WINDING OAKS DRIVE, MULBERRY, FL 33860

Listing Information

OfficeC. MICHELLE HARRIS. LICENSED R
ListedSeptember 10, 2026

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Home Price

$434,900

20% ($86,980)
6.75%

Loan Term

Principal & Interest$2,257
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,805
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $434,900 home in MULBERRY.

🏦

Conventional

$21,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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