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$550,000

8459 W OAK STREET, CRYSTAL RIVER, FL 34428

3D Tour
Active29 days on market

Beds

3

Baths

3

Sq Ft

1,527 sq ft

Year Built

1996

Lot Size

4.81 acres

Garage

3

About This Property

Crystal River Retreat on 4.81 Acres! This unique 3-bedroom, 2.5-bath split-level home offers a heated saltwater pool, two bedrooms on the main level plus a spacious loft bedroom upstairs. Features include volume ceilings, kitchen, dining and living areas, laundry room, three skylights, and large front and rear decks. The property also features a large 32' x 48' detached garage, 24' x 37' carport, Kwanza Hut for additional storage, chicken coops, and plenty of room for RVs, vehicles, boats, toys, and hobbies. Built in 1996 and tucked away in a quiet area in Crystal River setting while still conveniently to town.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5117773
StatusActive
Year Built1996
Total Rooms5
ConstructionVinyl Siding
RoofShingle
FoundationBlock
FacesEast
SubdivisionHOLIDAY ACRES
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Skylight(s), Solid Surface Counters, Solid Wood Cabinets, Split Bedroom
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorBalcony, Private Mailbox, Storage
FencingCross Fenced
Lot Size4.81 acres (209,425 sq ft)
Lot Dimensions330 x 635
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Salt Water

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected

Parking

GarageYes (3 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$550,000
Annual Taxes$1,800 (2025)
FinancingCash, Conventional
ZoningRURMH
Parcel #1056482

Schools

ElementaryCrystal River Primary School
MiddleCrystal River Middle School
HighCrystal River High School

Directions

From Citrus ave, Turn onto W Marquette Ln,Turn left on N Hidden Oaks Way, Turn right onto W Orange tree St,Turn right onto N Ashton Terrace,Turn Left onto W Oak St

Location

8459 W OAK STREET, CRYSTAL RIVER, FL 34428

Listing Information

OfficeTROPIC SHORES REALTY LLC
ListedSeptember 14, 2026

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Home Price

$550,000

20% ($110,000)
6.75%

Loan Term

Principal & Interest$2,854
Property Tax (est.)$504
Insurance (est.)$150
Total Monthly$3,508
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $550,000 home in CRYSTAL RIVER.

🏦

Conventional

$27,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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