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$295,000

3805 CACTUS LANE, MOUNT DORA, FL 32757

3D Tour
Active46 days on market

Beds

2

Baths

2

Sq Ft

1,050 sq ft

Year Built

1970

Lot Size

0.21 acres

Garage

,

About This Property

Metal roof! Walk to Lake Dora! The kitchen was remodeled in 2021 with new cabinets and quartz countertops. Welcome to this charming 2-bedroom, 2-bath home that is walking distance to Lake Dora. This property is an excellent opportunity for anyone looking to enjoy the relaxed lifestyle of Central Florida while staying close to the shops, restaurants, recreation, and historic charm of Mount Dora. Sliding doors provide access to the outdoor living space, creating an easy connection between the home and backyard. Step outside and discover one of the property's standout features—a large, fenced backyard with plenty of room to enjoy Florida's outdoor lifestyle. A covered/screened outdoor area provides a place to relax, while the storage shed offers additional space for tools, hobbies, and outdoor equipment. The property also includes covered parking. Located just a short distance from Lakeshore Drive and Lake Dora, this home puts you close to the natural beauty and recreational opportunities of the Mount Dora area. Welcome to the charming streets, locally owned shops, restaurants, waterfront activities, festivals, and small-town atmosphere of Mount Dora. With no HOA, a generous lot, practical living space, and a desirable Mount Dora location, 3805 Cactus Lane offers flexibility for a variety of buyers—from those searching for a primary residence or first home to buyers looking for a Florida getaway or investment opportunity. Hot water heater was replaced in 2024.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5118017
StatusActive
Year Built1970
Stories1
Total Rooms3
ConstructionWood Frame (FSC Certified)
RoofMetal
FoundationBlock
FacesSouth
SubdivisionGOLDEN HEIGHTS FIRST ADD
CountyLake
OwnershipFee Simple

Interior Features

InteriorStone Counters
FlooringLuxury Vinyl
AppliancesDryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size0.21 acres (9,000 sq ft)
Lot Dimensions75 x 120
Lot FeaturesCleared
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$295,000
Annual Taxes$2,588 (2025)
ZoningR-1
Parcel #351926050001300500

Directions

From Old Hwy 441 headed West, turn Left onto Bay Rd., turn Left onto Cactus Lane, house will be on Left.

Location

3805 CACTUS LANE, MOUNT DORA, FL 32757

Listing Information

OfficeLPT REALTY, LLC.
ListedSeptember 18, 2026

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Home Price

$295,000

20% ($59,000)
6.75%

Loan Term

Principal & Interest$1,531
Property Tax (est.)$270
Insurance (est.)$150
Total Monthly$1,951
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How to Buy This Home

Multiple financing options available for this $295,000 home in MOUNT DORA.

🏛️

FHA Loan

$10,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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