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$450,000

445 S KETTERING ROAD, DAVENPORT, FL 33897

Active0 days on market

Beds

4

Baths

4

Sq Ft

2,571 sq ft

Year Built

2005

Lot Size

0.19 acres

Garage

2

About This Property

Fully furnished and vacation-rental ready, this 4-bedroom, 3.5-bath Davenport pool home offers 2,571 square feet of flexible living space in The Retreat at Legacy Park. Ideally positioned on a corner lot, this two-story residence offers a versatile layout for a primary residence, second home, vacation retreat, or short-term rental opportunity. The main level features an open kitchen and family-room combination, along with separate living and dining areas and a kitchen nook for casual meals. Sliding glass doors lead to the screened private pool and in-ground spa, creating an inviting setting for relaxing, entertaining, or enjoying the Florida lifestyle. A convenient half bath on the main level adds functionality for guests. The kitchen includes new appliances, including the range, refrigerator, microwave, and dishwasher. A separate laundry room with washer and dryer adds everyday convenience. Recent improvements include a new roof installed in 2025, a new pool heater, and new luxury vinyl plank flooring, complemented by tile flooring in select areas. A two-car attached garage and driveway parking complete the home. Conveniently located near shopping, dining, golf, major roadways, and Central Florida attractions, this property is offered furnished and ready for its next owner’s personal use or vacation-rental plans. Whether you are searching for a full-time residence, a Florida getaway, or an investment opportunity, this move-in-ready pool home offers space, flexibility, and location—schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5118161
StatusActive
Year Built2005
Stories2
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionLEGACY PARK, THE RETREAT AT LEGACY PARK
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Sliding Doors
Lot Size0.19 acres (8,311 sq ft)
Lot FeaturesCleared, Corner Lot, Landscaped, Sidewalk
Road SurfacePaved
ViewPool

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Screen Enclosure
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Fiber Optics, Fire Hydrant, Public, Sewer Connected, Street Lights, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$165 / Annually
Senior CommunityNo

Financial Details

List Price$450,000
Annual Taxes$4,510 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRESI
Parcel #262511486251002240

Directions

From I-4, take Exit 55 for US Highway 27 South toward Haines City/Clermont. Continue south on US-27, then turn right onto Legacy Park Boulevard. Turn left onto Kettering Road and continue to 445 Kettering Road, which will be on your left.

Location

445 S KETTERING ROAD, DAVENPORT, FL 33897

Listing Information

OfficeHOMESMART
ListedSeptember 25, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$450,000

20% ($90,000)
6.75%

Loan Term

Principal & Interest$2,335
Property Tax (est.)$413
Insurance (est.)$150
Total Monthly$2,897
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How to Buy This Home

Multiple financing options available for this $450,000 home in DAVENPORT.

🏛️

FHA Loan

$15,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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