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$258,000

400 BAYOU ROAD, WINTER HAVEN, FL 33884

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,277 sq ft

Year Built

1971

Lot Size

0.24 acres

Garage

1

About This Property

This beautifully decorated, impeccably maintained two-bedroom, two-bathroom home sits on a spacious corner lot with a view of the canal across the street. Stepping inside, an inviting and bright layout unfolds into a large living room that flows seamlessly into the dining area. To the left, a well-appointed guest bedroom sits adjacent to a full bath, while the primary suite offers a generous walk-in closet and a spacious ensuite bathroom with a dedicated linen closet. To the right of the dining area, the kitchen features room for an eat-in table and leads through a full-size utility room into a attached one-car garage. Out back, a massive 14x28 screened lanai opens up to a private backyard oasis filled with lush flowers, shrubs, trees, an updated white vinyl privacy fence (2024), pavers installed in the area to the right side of the home (2025), and fresh mulch (2026). Additional recent upgrades include a new Carrier A/C unit (2023) and front gutters & downspouts (2025). Located just down the road from this home is Lake Ned's 73-acre lake with a park—complete with a boat launch, fishing, playground, and pavilions. Anglers will love fishing for largemouth bass, bluegill, black crappie (specks), redear sunfish, blue tilapia, nile tilapia, carp, catfish, bowfin, gar and chain pickerel. For more convenience there is nearby shopping, gas stations, churches, grocery stores and restaurants. This aggressively priced home offers an exceptional lifestyle. Note: Washer, dryer, kitchen refrigerator, dining room light fixture, and the outdoor front shed do not convey.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5118252
StatusActive
Year Built1971
Stories1
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionFLA HIGHLANDS CO SUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Microwave, Range, Tankless Water Heater
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPermeable Paving, Private Yard, Sliding Doors
FencingFenced
Lot Size0.24 acres (10,663 sq ft)
Lot Dimensions89 x 113
Lot FeaturesCorner Lot
Road SurfaceAsphalt
ViewGarden
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$258,000
Annual Taxes$2,465 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1
Parcel #262836663000000736

Schools

ElementaryFrank E. Brigham Academy
MiddleDenison Middle
HighWinter Haven Senior

Directions

US 27 south, right (west) on Dundee Road, left (south) on Lake Daisy Road, road curves to the right (west) and changes to Lake Ned Road, turn left (south) on Lake Bayou Road and home is on the right side at the corner of Cypress Cove Road.

Location

400 BAYOU ROAD, WINTER HAVEN, FL 33884

Listing Information

OfficeOLYMPUS EXECUTIVE REALTY INC
ListedSeptember 24, 2026

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Home Price

$258,000

20% ($51,600)
6.75%

Loan Term

Principal & Interest$1,339
Property Tax (est.)$237
Insurance (est.)$150
Total Monthly$1,725
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $258,000 home in WINTER HAVEN.

🏛️

FHA Loan

$9,030 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,900 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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