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$700,000

11579 W ROSA CT, HOMOSASSA, FL 34448

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,652 sq ft

Year Built

1987

Lot Size

0.15 acres

Garage

2

About This Property

Welcome to your own waterfront paradise in beautiful Homosassa that has Never flooded! Nest on a desirable point lot in Gasparilla Cay, this 3-bedroom, 2-bath home with a 2-car garage offers an incredible 108 feet of direct waterfront and the perfect blend of nature, boating, and Old Florida charm. With no bridges to navigate, you can head directly from your backyard to the open Gulf. The property features an 8,000-pound covered boat lift, lower dock with easy kayak access, and plenty of outdoor spaces designed to enjoy the beautiful surroundings. Relax on one of the brand-new decks with solar lighting, gather around the fire pit, or unwind on the porch while watching manatees, dolphins, and an abundance of native wildlife right outside your door. Boating enthusiasts will love the location, with access to the Gulf for fishing and scalloping in approximately 15 minutes and the Homosassa Springs area just a short boat ride away. Cruise the river at sunset, explore the springs, or head by boat to local favorites such as Crump's Landing and Monkey Island Riverside Resort for dining, drinks, and live entertainment. Old Homosassa and the Ellie Schiller Homosassa Springs Wildlife State Park are also just minutes away. Inside, the home offers a comfortable and inviting layout with spacious living areas and an abundance of natural light. The primary retreat features a private ensuite with dual vanities and a tiled walk-in shower. The well-appointed kitchen opens to the living spaces, while the Florida room provides panoramic water views. A peaceful sitting room, expansive great room with high ceilings, and additional entertaining spaces give everyone room to relax and enjoy the home. Outside, the beautifully landscaped property features a stunning paver driveway, wrap-around gardens, fire-pit area, multiple decks, and an inviting Arbor Patio with string lights—perfect for entertaining or simply enjoying the peaceful waterfront setting. For added peace of mind, the home has never flooded in the base-elevation living area and is prewired for a generator. The community also offers an optional clubhouse with pickleball and tennis courts, along with boat and RV storage and a neighborhood park and green space. Whether you're looking for a full-time residence, seasonal escape, or weekend getaway, this property puts the best of the Nature Coast right outside your door. Boat, fish, scallop, kayak, explore, entertain—or simply sit back and enjoy the incredible views and wildlife. This isn't just a home; it's a lifestyle!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5118400
StatusActive
Year Built1987
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationBlock, Slab
FacesWest
SubdivisionRIVERHAVEN VILLAGE
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting
Lot Size0.15 acres (6,315 sq ft)
Lot FeaturesCul-De-Sac, Landscaped
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesRiver Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$50 / Annually
Senior CommunityNo

Financial Details

List Price$700,000
Annual Taxes$5,655 (2025)
FinancingCash, Conventional, FHA
ZoningPDR
Parcel #16E19S250010003000360

Directions

Begin US 19 (Suncoast Blvd.) and W. Halls River River Rd. Take W. Halls River Rd. west to Riverview Circle. Slight Right turn on W. Rosa Ct to 11579 straight ahead in the cul-de-sac.

Location

11579 W ROSA CT, HOMOSASSA, FL 34448

Listing Information

OfficeMONIQUE MCGUIRE REALTY INC
ListedOctober 1, 2026

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Home Price

$700,000

20% ($140,000)
6.75%

Loan Term

Principal & Interest$3,632
Property Tax (est.)$642
Insurance (est.)$150
Total Monthly$4,424
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How to Buy This Home

Multiple financing options available for this $700,000 home in HOMOSASSA.

🏛️

FHA Loan

$24,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$35,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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