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$299,000

81 GOLFVIEW CIRCLE, UMATILLA, FL 32784

3D Tour
Active28 days on market

Beds

3

Baths

2

Sq Ft

1,274 sq ft

Year Built

2006

Lot Size

0.25 acres

Garage

2

About This Property

LOCATED at the GATEWAY to the OCALA NATIONAL FOREST in Umatilla! This 3-bedroom, 2-bath home is in Twin Lakes Estates, a 55+ gated lakeside community with a close-knit feel. Residents enjoy a clubhouse, POOL, walking/jogging trails, biking areas and plenty of activities. The home sits on a ¼-acre lot with a landscaped, low-maintenance yard. Inside, vaulted ceilings and ceramic tile and wood-look LVT flooring run throughout. The living area opens through French doors to an enclosed FLORIDA ROOM—a great extra space for relaxing, hobbies or even an OFFICE. The kitchen features 42" wood cabinetry, stainless appliances including a double oven and French-door refrigerator, BREAKFAST BAR and dining area. The PRIMARY SUITE offers a vaulted ceiling, CROWN MOLDING, walk-in closet and private bath with DOUBLE SINKS, soaking tub and separate tiled shower. A SPLIT-BEDROOM PLAN provides privacy for the two additional bedrooms and second bath. The laundry room includes cabinetry, UTILITY SINK and extra storage, with access to the 2-car GARAGE. Records indicate ROOF (2025), AC (2025) and WATER HEATER (2023). The Florida room opens to a patio and backyard with room for grilling, gardening or enjoying the sunshine. COMES PARTIALLY FURNISHED! Plus a ONE-YEAR HOME WARRANTY! Close to shopping, dining and medical facilities, with easy access to THE VILLAGES, or MOUNT DORA and ORLANDO area attractions

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5118426
StatusActive
Year Built2006
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionTWIN LAKES ESTATES
CountyLake
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Split Bedroom, Vaulted Ceiling(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorRain Gutters
Lot Size0.25 acres (10,956 sq ft)
Lot Dimensions104 x 120 x 77 x 121
Lot FeaturesCity Lot, Landscaped
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$50 / Monthly
Senior CommunityYes

Financial Details

List Price$299,000
Original Price$325,000
Annual Taxes$4,709 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #011826200100005600

Directions

From Eustis, drive north on State Road 19 to Umatilla (Central Ave.) Continue North on State Road 19 to the first entrance of Twin Lakes Estates - Turn left onto Twin Lake Circle - take a right onto Golfview to the property address on the left - The gate is open during the daytime hours.

Location

81 GOLFVIEW CIRCLE, UMATILLA, FL 32784

Listing Information

OfficeBHHS FLORIDA REALTY
ListedOctober 6, 2026

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Home Price

$299,000

20% ($59,800)
6.75%

Loan Term

Principal & Interest$1,551
Property Tax (est.)$274
Insurance (est.)$150
Total Monthly$1,976
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How to Buy This Home

Multiple financing options available for this $299,000 home in UMATILLA.

🏛️

FHA Loan

$10,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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