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$393,150

581 SW BELLFLOWER DRIVE, LAKE CITY, FL 32024

3D Tour
Active194 days on market

Beds

3

Baths

2

Sq Ft

1,970 sq ft

Year Built

2026

Lot Size

0.35 acres

Garage

2

About This Property

Pre-Construction. To be built. Under construction in the Preserve! This stylish 3-bedroom, 2-bath home offers elegant design and modern comfort in a community with a pool, playground, basketball, and tennis courts. Curb appeal shines with Hardie siding, stacked stone accents, and covered front and back porches. Inside, enjoy an open-concept layout with 10-foot ceilings, perfect for entertaining. The chef-inspired kitchen features granite countertops, stainless steel appliances, and ample workspace. Unwind in the private primary suite with a tray ceiling, walk-in closet, double granite vanity, tiled shower, and garden tub. Additional highlights include energy-efficient HVAC, LED lighting, and built-in pest defense. Convenient access to I-75 makes travel to Gainesville, Jacksonville, and Valdosta easy. Luxury, comfort, and convenience come together at the Preserve. Photos are of a previously built Adams Homes home; features may vary

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #GC536688
StatusActive
Year Built2026
Total Rooms3
ConstructionHardiPlank Type, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionPRESERVE/LAUREL LAKE
CountyColumbia
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorEating Space In Kitchen, High Ceilings, In Wall Pest System, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsDouble Pane Windows, ENERGY STAR Qualified Windows, Insulated Windows, Low-Emissivity Windows
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorBasketball Court, Sidewalk
Lot Size0.35 acres (15,246 sq ft)
Lot FeaturesCleared, FloodZone, Irregular Lot, Sidewalk
Road SurfacePaved
ViewTrees/Woods, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Fire Hydrant, Natural Gas Available, Phone Available, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$209 / Quarterly
Senior CommunityNo

Financial Details

List Price$393,150
Original Price$400,150
Annual Taxes$501 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningPRD
Parcel #034S1602731038

Schools

ElementaryWestside Elementary School-CO
MiddleLake City Middle School-CO
HighColumbia High School-CO

Directions

in Lake City take HWY 90 heading west, turn onto 252B, then turn right into the Preserve at Laurel Lake on SW Rosemary Dr. Follow to a left on SW Bellflower. Look for signs on left. Home will be across from the pond.

Location

581 SW BELLFLOWER DRIVE, LAKE CITY, FL 32024

Listing Information

OfficeADAMS HOMES REALTY, INC.- GAINESVILLE
ListedJanuary 16, 2026

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Home Price

$393,150

20% ($78,630)
6.75%

Loan Term

Principal & Interest$2,040
Property Tax (est.)$360
Insurance (est.)$150
Total Monthly$2,550
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $393,150 home in LAKE CITY.

🏛️

FHA Loan

$13,760 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,658 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

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