$650,000
1146 SW MANDIBA DRIVE, LAKE CITY, FL 32024
Beds
4
Baths
3
Sq Ft
2,818 sq ft
Year Built
2022
Lot Size
1.03 acres
Garage
2
About This Property
Calling all horse lovers! Experience luxury living and peaceful North Florida charm in this exceptional 4-bedroom, 3-bath custom home situated on a beautifully landscaped 1-acre lot in the highly sought-after equestrian community of The Oaks in Lake City. Built with quality craftsmanship and loaded with upgrades, this stunning residence offers the perfect blend of elegance, comfort, and functionality. From the moment you enter the inviting foyer, you are welcomed into a spacious great room featuring a tray ceiling, expansive windows, and an abundance of natural light that creates a warm and inviting atmosphere. The open-concept kitchen is designed to impress with a large quartz-topped island, subway tile backsplash, smooth-top range and oven, spacious breakfast nook, oversized dining area, custom walk-in pantry, and abundant cabinetry ideal for both entertaining and everyday living. The thoughtfully designed split floor plan offers privacy and flexibility, including a tucked-away fourth bedroom perfect for guests, a home office, den, or flex space. Hidden barn doors connecting two bedrooms and a bathroom, add charm and character to the home’s design. The luxurious owner’s suite serves as a true retreat with a spa-inspired bathroom featuring dual vanities, a standalone soaking tub, oversized walk-in tiled shower, and a custom California-style walk-in closet complete with built-in shelving and laundry hamper. Additional interior features include remote-controlled ceiling fans throughout, a spacious laundry room with utility sink and large storage closet, pull-down attic access, AT&T Fiber internet, Culligan water system, hot water recirculation pump, and a whole-house Generac generator for added convenience and peace of mind. Step outside into your private backyard oasis featuring a screened covered porch with paver flooring, heated saltwater pool and spa, app-controlled pool system, paver walkways, and a fully fenced backyard with durable horse board fencing. Enjoy the beauty and serenity of nature with riding trails located directly behind the property. The Oaks is a premier equestrian-friendly community offering riding trails throughout the neighborhood along with community stables and boarding facilities conveniently located within the community. Residents also enjoy scenic green spaces, riding arenas, dressage areas, round pens, and exceptional equestrian amenities designed for a variety of riding disciplines. Conveniently located near shopping, dining, medical facilities, and major roadways, this remarkable property offers luxury, privacy, and an exceptional lifestyle all in one extraordinary package.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-75 N, take a right on the SR 47 exit, then turn right onto SW Chad Pl, followed by a right onto SW CR 242-A. Continue with a right onto SW Tustenuggee Ave and follow it to The Oaks of Lake City Subdivision on the right. Take the second entrance and continue on SW Mandiba Dr to the property on the left.
Location
1146 SW MANDIBA DRIVE, LAKE CITY, FL 32024
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$650,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $650,000 home in LAKE CITY.
🏛️
FHA Loan
$22,750 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$32,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.