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$478,000

12 S SCHOOL AVENUE, LECANTO, FL 34461

3D Tour
Active91 days on market

Beds

4

Baths

3

Sq Ft

2,478 sq ft

Year Built

2026

Lot Size

1.28 acres

Garage

3

About This Property

Virtually Staged. Under Construction. Seller to pay $12,000 IN CLOSING COST HELP OR INTEREST RATE BUY DOWN with the preferred lender — buyer may use any lender. Brand-new construction on 1.3 ACRES in Lecanto, never lived in! This 4-bed, 3-bath, 3-car garage home offers 2,478 sq ft of open-concept living. The private owner's suite features dual walk-in closets and a spa-style bath, plus a secondary suite with its own full bath — perfect for guests or multigenerational living. Enjoy a spacious island kitchen with walk-in pantry, quartz counters, stainless Samsung appliances, and luxury vinyl plank flooring throughout the main living areas. A covered lanai extends your living space outdoors, and a drop zone, laundry room, and oversized 3-car garage add convenience. Energy-efficient systems, smart doorbell, and builder warranty included. Room to roam with no rear neighbors and space for a future pool. Minutes to Black Diamond Ranch golf, Crystal River springs, and the Suncoast Parkway. Some photos are renderings and/or of a similar completed model. Features, finishes, colors, and specifications may vary.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #GC540891
StatusActive
Year Built2026
Stories1
Total Rooms11
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionCITRUS HILLS 1ST ADD
CountyCitrus
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorAttic Ventilator, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsDouble Pane Windows, Insulated Windows, Low-Emissivity Windows
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
Lot Size1.28 acres (55,566 sq ft)
Lot Dimensions202 x 290
Road SurfaceAsphalt
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Underground Utilities, Water Available

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$180 / Annually
Senior CommunityNo

Financial Details

List Price$478,000
Original Price$479,000
Annual Taxes$410 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningCRR
Parcel #19E18S180110007300070

Schools

ElementaryForest Ridge Elementary School
MiddleLecanto Middle School
HighLecanto High School

Directions

From W Norvell Bryant Hwy (CR 486), turn south onto N Lecanto Hwy (CR 491). Turn right onto W Hampshire Boulevard, then right onto N Annapolis Avenue. Turn left onto W School Avenue. Property will be on the right at 12 S School Ave.

Location

12 S SCHOOL AVENUE, LECANTO, FL 34461

Listing Information

OfficeEXP REALTY LLC
ListedJune 5, 2026

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Home Price

$478,000

20% ($95,600)
6.75%

Loan Term

Principal & Interest$2,480
Property Tax (est.)$438
Insurance (est.)$150
Total Monthly$3,068
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $478,000 home in LECANTO.

🏛️

FHA Loan

$16,730 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,900 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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