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$185,000

7020 SW 45TH AVENUE, GAINESVILLE, FL 32608

3D Tour
Active50 days on market

Beds

2

Baths

2

Sq Ft

1,003 sq ft

Year Built

1983

Lot Size

0.16 acres

Garage

About This Property

Beautiful re-constructed townhouse! Two Bedroom and Two Bathroom with private back and side yard that is newly fenced. Everything is new accept the concrete floor and foundation: New framing, new trusses, new sheetrock, new flooring, new kitchen cabinets, new appliances, new electrical, new AC unit, new plumbing, new hotwater heater. 75% of the unit has vaulted ceilings and there are new fans in the main area and each bedroom. Bathrooms are all new as well including tile flooring and part of the walls! There is a covered porch at the rear and a covered porch at the entrance in the front. Both porches are tiled. The effective age of this unit would be considered 1 year old from a technical point of view.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #GC540901
StatusActive
Year Built1983
Stories1
Total Rooms4
ConstructionCement Siding, Concrete
RoofShingle
FoundationSlab
FacesEast
SubdivisionGREENLEAF
CountyAlachua
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo
FlooringLaminate
AppliancesDishwasher, Microwave, Range, Range Hood, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorPrivate Entrance, Private Yard
FencingWood
Lot Size0.16 acres (6,970 sq ft)
Road SurfaceAsphalt, Concrete
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$96 / Annually
Senior CommunityNo

Financial Details

List Price$185,000
Original Price$190,000
Annual Taxes$2,661 (2025)
ZoningPD
Parcel #06877329001

Schools

ElementaryKimball Wiles Elementary School-AL
MiddleKanapaha Middle School-AL
HighF. W. Buchholz High School-AL

Directions

From Tower Road turn east onto NW 41st Place and turn right at SW 69th Terrace. Turn right onto SW 45th Avenue go straight through the cul-de-sac and turn right in the concrete parking lot. Property is the last of the six attached units.

Location

7020 SW 45TH AVENUE, GAINESVILLE, FL 32608

Listing Information

OfficeFLORIDA HOMES REALTY & MORTGAGE GVILLE
ListedJune 8, 2026

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Home Price

$185,000

20% ($37,000)
6.75%

Loan Term

Principal & Interest$960
Property Tax (est.)$170
Insurance (est.)$150
Total Monthly$1,280
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $185,000 home in GAINESVILLE.

🏛️

FHA Loan

$6,475 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.

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