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$309,900

4628 NW 40TH STREET, GAINESVILLE, FL 32606

3D Tour
Active104 days on market

Beds

4

Baths

2

Sq Ft

1,688 sq ft

Year Built

1973

Lot Size

0.37 acres

Garage

2

About This Property

This 4 bedroom, 2 bathroom home with NO HOA on a spacious .37 acre lot in Northwood West is ready for new owners! Recent updates include new roof (2025), new HVAC (2024), new water heater (2023) and new LVP in the living room and bedroom (2025). Step inside to discover a bright, open concept layout. With ample space in the living room, there’s room for a formal living room, office or flex space and a pocket door that leads into the kitchen. The kitchen features stainless steel appliances, abundant counter space, and a functional design that flows seamlessly into the dining area, where large windows fill the home with natural light. Down the hall you'll find a wide hallway closet for convenient storage leading to the primary bedroom, three generously sized bedrooms and updated bathrooms that showcase modern finishes. Outside, the expansive backyard offers endless possibilities for relaxing, gardening and shade from the mature trees. Unbeatable location, just 4 minutes to Publix in Hunter’s Crossing, nearby shopping, restaurants, and Possum Creek Park; only 5 miles to UF; and about 20 mins to UF Health/Shands Hospital and VA medical facilities. Plus, the home is just a 5 minute drive to top-rated Talbot Elementary School. Come see this exceptional Northwest Gainesville home for yourself!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #GC541993
StatusActive
Year Built1973
Stories1
Total Rooms5
ConstructionBlock, Brick, Concrete
RoofShingle
FoundationBlock, Slab
FacesEast
SubdivisionNORTHWOOD WEST
CountyAlachua
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen
FlooringCarpet, Luxury Vinyl, Tile
AppliancesDishwasher, Dryer, Range, Range Hood, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Yard
Lot Size0.37 acres (16,117 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$309,900
Original Price$325,000
Annual Taxes$5,701 (2025)
FinancingCash, Conventional
ZoningRSF1
Parcel #06071020057

Directions

From I-75 N, take exit 390 for NW 39th Ave, turn right on to NW 39th Ave and head east. Turn left at NW 43rd St. Head north on NW 43rd Street, turn right onto NW 46th Ave. Turn left onto NW 40th St. Home will be on your left.

Location

4628 NW 40TH STREET, GAINESVILLE, FL 32606

Listing Information

OfficeMOMENTUM REALTY - GAINESVILLE
ListedJuly 15, 2026

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Home Price

$309,900

20% ($61,980)
6.75%

Loan Term

Principal & Interest$1,608
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,042
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How to Buy This Home

Multiple financing options available for this $309,900 home in GAINESVILLE.

🏦

Conventional

$15,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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