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$397,500

10427 SW 55TH PLACE, GAINESVILLE, FL 32608

3D Tour
Active86 days on market

Beds

3

Baths

2

Sq Ft

1,968 sq ft

Year Built

1992

Lot Size

0.22 acres

Garage

2

About This Property

Discover the perfect combination of comfort, convenience, and the sought-after Haile Plantation lifestyle! Nestled among tree-lined streets, scenic walking and biking trails, and beautiful natural surroundings, this beautifully maintained **3-bedroom, 2-bath home offers 1,968 square feet of inviting living space** with a thoughtful split-bedroom floor plan and updates that make moving in easy. Step inside to find beautiful wood-look laminate flooring, spacious formal living and dining areas, and a welcoming family room featuring a cozy wood-burning fireplace. The generous primary suite is a true retreat, complete with a versatile sitting area—perfect for a home office, reading nook, or personal fitness space. At the heart of the home, the kitchen features granite countertops, warm wood cabinetry, **newer stainless steel appliances**, and plenty of workspace. Open to the family room, it's ideal for everything from casual family dinners to entertaining friends. Step outside to your screened porch overlooking a privacy-fenced backyard with a garden area—an inviting setting for morning coffee, weekend barbecues, or simply unwinding in your own peaceful outdoor space. **Move-in ready with important updates already in place!** Enjoy the added peace of mind of a **2021 HVAC system, new 2026 gas water heater, and newer kitchen appliances.** A spacious two-car garage adds everyday convenience. And then there's the Haile lifestyle! Enjoy miles of scenic trails, neighborhood playgrounds, beautiful green spaces, and a welcoming community atmosphere. With easy access to the University of Florida, UF Health Shands Hospital, the VA Medical Center, Celebration Pointe, Butler Plaza, shopping, and dining, everything you need is just minutes away. Beautifully maintained, and ready for its next chapter—come discover why so many love calling Haile Plantation home!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #GC542445
StatusActive
Year Built1992
Stories1
Total Rooms6
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHAILE PLANTATION
CountyAlachua
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Solid Surface Counters, Split Bedroom, Thermostat, Vaulted Ceiling(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Yard, Rain Gutters
FencingFenced, Wood
Lot Size0.22 acres (9,583 sq ft)
Lot FeaturesCul-De-Sac, In County, Level, Near Golf Course, Street Dead-End
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPrivate Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$155 / Quarterly
Senior CommunityNo

Financial Details

List Price$397,500
Original Price$425,000
Annual Taxes$5,353 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #06860130026

Directions

Go or Turn west on 46th Blvd at the Haile 4 way stop (46th and 91st Street). Turn left on 104th Terr and right on 55th Place. Home is second house on left.

Location

10427 SW 55TH PLACE, GAINESVILLE, FL 32608

Listing Information

OfficeBOSSHARDT REALTY SERVICES LLC
ListedAugust 6, 2026

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Home Price

$397,500

20% ($79,500)
6.75%

Loan Term

Principal & Interest$2,063
Property Tax (est.)$364
Insurance (est.)$150
Total Monthly$2,577
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How to Buy This Home

Multiple financing options available for this $397,500 home in GAINESVILLE.

🏛️

FHA Loan

$13,913 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,875 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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