$140,000
11320 122ND TRAIL, LIVE OAK, FL 32060
Beds
3
Baths
2
Sq Ft
1,266 sq ft
Year Built
2010
Lot Size
2.20 acres
Garage
—
About This Property
This ranch-style home in Live Oak presents a solid foundation with genuine potential for buyers ready to invest in a renovation project. The property features three bedrooms and two bathrooms, offering a functional layout for a range of uses. With an inground pool and fenced backyard, this home has appeal that extends beyond the interior. The backyard is a standout feature, complete with a fenced yard and partial privacy fencing around the pool deck. The established landscaping and recreational amenities provide a strong foundation for buyers looking to enhance and personalize the property according to their vision. This is an opportunity to acquire a home with established features and room to make it your own. Schedule a showing today to explore the potential this property offers. This is a Fannie Mae HomePath property. First Time Buyers, complete the HomePath Ready Buyer homeownership course on Homepath. Attach certificate to offer up to 3% closing cost assistance. Check HomePath for more details. Restrictions apply.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From SR 129 take 128TH ST to 113TH RD to 122ND trail, to property on left
Location
11320 122ND TRAIL, LIVE OAK, FL 32060
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$140,000
Loan Term
How to Buy This Home
Multiple financing options available for this $140,000 home in LIVE OAK.
🏛️
FHA Loan
$4,900 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$7,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.