Skip to main content
1 / 37

$159,900

445 NE 649TH STREET, OLD TOWN, FL 32680

3D Tour
Active58 days on market

Beds

3

Baths

2

Sq Ft

1,364 sq ft

Year Built

1960

Lot Size

2.06 acres

Garage

,

About This Property

MOVE-IN READY CONCRETE BLOCK HOME ON 2 BEAUTIFUL ACRES IN OLD TOWN, FLORIDA! Discover the perfect combination of comfortable living, peaceful surroundings, and room to spread out with this beautifully maintained 3-bedroom, 1.5-bathroom home situated on approximately 2 acres in the heart of Dixie County! This wonderful property consists of TWO LOTS, offering generous outdoor space and a desirable corner setting bordered by two roads. Beautiful mature trees are scattered throughout the property, creating a peaceful atmosphere with just the right amount of natural privacy and Old Florida charm. From the moment you arrive, you'll appreciate the care this home has received and its welcoming, move-in-ready condition. Step inside to discover a comfortable and functional floor plan featuring a spacious living room, inviting dining area, and well-appointed kitchen with lovely views overlooking the backyard. The layout provides a wonderful flow for everyday living while offering plenty of space to relax and entertain. One of the home's most delightful features is the BEAUTIFUL FLORIDA SUNROOM! Filled with windows and natural light, this inviting space is perfect for enjoying your morning coffee, reading a good book, entertaining guests, or simply taking in the peaceful views of your property throughout the seasons. A generously sized laundry room adds everyday convenience and additional functionality. All three bedrooms offer comfortable living space, with a full guest bathroom and a private half bathroom conveniently located in the primary bedroom. Outside, the possibilities are exciting! With approximately two acres spread across two lots, there's plenty of room to enjoy outdoor activities, gardening, and the beauty of your own private surroundings. The mature trees and spacious yard create an inviting country setting while still offering convenient access to Old Town's local shopping, dining, and everyday amenities. Enjoy the natural beauty of North Florida, with the Suwannee River, freshwater springs, and endless outdoor recreational opportunities within driving distance. Whether you're searching for your first home, looking to downsize without sacrificing acreage, or simply wanting a well-maintained property with room to breathe, this charming concrete block home is ready to welcome you!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #GC543270
StatusActive
Year Built1960
Total Rooms5
ConstructionBlock, Concrete
RoofMetal
FoundationSlab
FacesNortheast
SubdivisionFORST ACRES
CountyDixie
OwnershipFee Simple

Interior Features

InteriorSolid Surface Counters, Solid Wood Cabinets, Thermostat
FlooringCarpet, Vinyl
AppliancesDryer, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox, Private Yard
Lot Size2.06 acres (89,734 sq ft)
Road SurfaceLimerock
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$159,900
Original Price$189,900
Annual Taxes$595 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningRESI
Parcel #150913409200000211

Directions

Heading north on Hwy 19 in Old Town turn right onto NE Hwy 349, travel to NE 512th ave turn left, travel too NE 694th St turn left. Home will be on the right , property extends to corner of 512th and 649th. NO Signage, only access property with a Realtor.

Location

445 NE 649TH STREET, OLD TOWN, FL 32680

Listing Information

OfficeLPT REALTY, LLC
ListedSeptember 6, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$159,900

20% ($31,980)
6.75%

Loan Term

Principal & Interest$830
Property Tax (est.)$147
Insurance (est.)$150
Total Monthly$1,126
Full Calculator →

How to Buy This Home

Multiple financing options available for this $159,900 home in OLD TOWN.

🏛️

FHA Loan

$5,597 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$7,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

Call (813) 733-7907TextContact